Why we all stall in wild markets
Markets are always volatile, but investors only remember that when prices drop. They are missing out on opportunities.
Why we think Australian equities are kinky
InvestSMART has recently reviewed their Diversified Portfolios and projected returns for the different asset classes. The take-away? Our portfolios remain well diversified and we have decided not to change any weightings across the various asset classes.
Australian equities, are currently a little bit kinky or volatile, but at these prices, should provide a decent long term returns with a few meaningful bumps along the way. Bond investors shouldn't expect too much.
There is no "big problem" with ETFs
Some ETFs are better than others, and it pays to know the market before you pick the product. Everyone should be open to a bit of intellectual debate. When it comes to investing, you have to be willing to listen to other people's opinions. You don't have to buy what they're saying, and sometimes it's good to "block out the noise", but qualified views are always worth hearing.
How Robo Advice works
To trust robo advice, you have to understand how it works. It's not as mysterious as it sounds.
US shares did well in January. Stay away.
The world's largest economy looks overvalued and there's no more free ride from a falling $A.
5 Surprising things about markets in 2015 and how it affected your portfolio
1. Despite all the bad news, diversification helpedInvestors were riding high in the first half of the year and it looked like we were heading for a bumper year, then it all got a bit trickier. Interestingly, markets shrugged off worries over the break-up of the European Union but the prospect of slowing Chinese economy really changed the landscape, especially in Australia. In the end, some asset classes still produced double digit returns.
SMSF portfolios are 'upside-down'
Who would ramp up risk in retirement? An ATO survey has shown the average SMSF does exactly that. Good news: it's easily fixed.