InvestSMART
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{{ modelPortfolio.shortName }} Portfolio

Designed to provide investors the ability to tap into the high potential growth of global markets and aid in portfolio diversification
Why invest in the {{ modelPortfolio.provider }} {{ modelPortfolio.shortName }} Portfolio
The world is a big place, and our International Equities Portfolio lets you access global sharemarkets – something that can be costly as an individual investor. It’s an easy, low cost way to invest in some of the world’s biggest companies across Europe, Asia and the US.
Approved product: This portfolio is available through your Professionally Managed Account (PMA).
Objective: Invest in a portfolio of 1-10 exchange traded funds (ETFs), to provide broad exposure to international equities, and across different market sectors and/or regions to lower volatility, minimise overall risk, and increase the potential for long term growth.
Suggested Timeframe: {{ modelPortfolio.timeframe || 'N/A' }}
Suitable goals:
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Diversifying your investment portfolio that lacks international equity exposure
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Looking for exposure to more established sectors overseas such as technology and health care
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Long term growth for your nest egg or superannuation
Risk: {{ modelPortfolio.riskRatingFull || 'N/A' }}
Minimum initial investments: {{ (modelPortfolio.minimumInitialInvestment | currency:$:0) || 'N/A' }}
Asset class allocation
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Balanced chart Conservative chart Growth chart High-Growth chart Hybrid-Income chart Interest-Income chart International chart Property-Infrastructure chart Ethical Growth chart
Performance# to {{ modelPortfolio.returnDate | date:'dd MMMM yyyy' }} (all returns are annualised)
1 year 4 yrs p.a. 5 yrs p.a. SI p.a.
Total Return {{ modelPortfolio.stats.returns.return1Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return4Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return5Year | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.returnInception | percentage:2:1:'N/A' }}
Average of {{ modelPortfolio.benchmark.peers.peerCount }} peers funds^ {{ modelPortfolio.benchmark.peers.returns.return1Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return4Year | percentage:2:1:'N/A' }} {{ modelPortfolio.benchmark.peers.returns.return5Year | percentage:2:1:'N/A' }} {{modelPortfolio.benchmark.returnSinceInception | percentage:2:1:'N/A' }}
Excess to Peers {{ modelPortfolio.stats.returns.return1Year && modelPortfolio.benchmark.peers.returns.return1Year ? modelPortfolio.stats.returns.return1Year - modelPortfolio.benchmark.peers.returns.return1Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return4Year && modelPortfolio.benchmark.peers.returns.return4Year ? modelPortfolio.stats.returns.return4Year - modelPortfolio.benchmark.peers.returns.return4Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.stats.returns.return5Year && modelPortfolio.benchmark.peers.returns.return5Year ? modelPortfolio.stats.returns.return5Year - modelPortfolio.benchmark.peers.returns.return5Year : null | percentage:2:1:'N/A' }} {{ modelPortfolio.returnInception && modelPortfolio.benchmark.returnSinceInception ? modelPortfolio.returnInception/100 - modelPortfolio.benchmark.returnSinceInception : null | percentage:2:1:'N/A' }}
Note: Since Inception (SI) {{ (modelPortfolio.inceptionDate | date:'dd MMM yyyy') || 'N/A' }}. All returns are annualised.
Capped management fees
Amount invested Our capped fees
$10,000 to $18,000 $99 p.a.
$18,000 to $82,000 0.55% p.a.
$82,000+ $451 p.a.

Single asset class portfolios

Gain exposure to one or more asset classes
Single asset class portfolios 1 year 3 year 5 year
{{ i.displayName.includes("(") ? i.displayName.substring(0, i.displayName.indexOf('(')) : i.displayName }} {{ i.type.name == 'SMA' && i.category.id != 3 ? 'Portfolio' : i.type.name == 'Managed Fund' ? 'Fund' : '' }} {{i.stats.returns.adjReturn1Year | percentage:2:0:'N/A'}} {{i.stats.returns.adjReturn3Year | percentage:2:0:'N/A'}} N/A {{i.stats.returns.adjReturn5Year | percentage:2:0:'N/A'}} N/A Learn more Open Account

As of {{ lowCostPerformanceDate | date:'dd MMM yyyy'}} after management and admin fees.

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1 year {{i.stats.returns.adjReturn1Year | percentage:2:0:'N/A'}}
3 year {{i.stats.returns.adjReturn3Year | percentage:2:0:'N/A'}}
S.I.* (% p.a) {{i.returnInception | percentage:2:100:'N/A'}}
Inception Date {{i.inceptionDate | date:'dd MMM yyyy'}}
Open Account Learn more

As of {{ lowCostPerformanceDate | date:'dd MMM yyyy'}} after management and admin fees.

FAQs

Yes you can. You are able to set up a regular contribution plan or add funds at any point for your InvestSMART PMA.

When setting up your account you can elect to have a monthly direct debit from your bank account into your InvestSMART PMA. The minimum monthly direct debit amount is $100.

If you are already invested click on Investment Preferences to set up or amend the regular contribution plan in the Quick Links section or the My Account section when you are logged in.

To add funds whenever you wish click on the Add Funds link in the Quick Links section or in My Account.

Yes, you can easily switch between investment models and yes you can hold more than one investment model in the same account.

To switch between investment models simply click on Modify Allocations via the Quick Links section or within My Account. There are no administration fees for changing between models. The only costs associated would be the brokerage charges for selling and buying the new holdings. 

You can hold as many investment models in the same account as you like. If the model is part of our capped fee range the management fee will apply to your account as a whole. For example if you hold the InvestSMART Balanced Portfolio and the InvestSMART International Portfolio you will only pay a maximum of $451pa on your portfolio and not $451 per model.

 

Yes. Investors have legal ownership of the shares and they are held on a HIN (Holder Identification Number) registered with CHESS in the investors name.

Should you wish to withdraw your investment with InvestSMART you can transfer your shares out to a brokerage account of your choice. 

Find out more in the Help Centre.

Yes, your InvestSMART PMA will receive dividends from the holdings. InvestSMART does not participate in dividend reinvestment plans. As the dividends from your holdings are paid they will go into the cash component of your account. You will see these via the Dividends & Interest tab and Deposits & Withdrawals tab within the My Account or quick links section.

Clients can elect to have the dividends paid out in a monthly income sweep. At the end of each month all dividends and interest received by your account will be tallied and paid out to the bank account you nominated in your application form.

If you do not have an income sweep in place the dividends will remain as cash and invested when your portfolios cash percentage exceeds the investment models.

Yes. You will receive a comprehensive tax statement at the end of financial year and you will receive the franking you're entitled to once you submit your tax return.

You can view and manage your InvestSMART PMA online. 

If you are already invested, visit the My Account section of the website and select My Investments.

Find out more in the Help Centre.