When should I add money to my investments?
Not surprisingly, one question I'm often asked is "When should I add money to my investments?".
Is the boss really paying your super?
It's reassuring to know that behind the scenes, your employer is tucking away the equivalent of 10% of your wage or salary into a superannuation nest egg. But sadly, it doesn't happen for every employee.
One group of Australians will welcome higher rates
After months of speculation, the Reserve Bank has lifted the official cash rate. And for one group of Aussies, the rate hike can't come soon enough.
Was 2021 as good as it gets?
Last year dished up plenty of COVID-19 curveballs, but for investors 2021 wasn't such a bad year at all.
The risk of big spending
Australians are starting to spend up big, and that's likely to drive credit card debt higher.
Reckon you can beat the market? Don't bank on it
Is it possible to beat returns on investment markets? Yes - but there are good reasons why aiming to match the market can consistently put you in front.
Zoomers keen to make their money work harder
We live in a complicated financial world, but Australians aged 15-21 are eager to get a handle on how to get more from their money.
Is gold a good investment?
In times of uncertainty or turmoil, we often see the price of gold rise. But how does the precious metal stack up as an investment?
Keeping up with the Joneses sends 4 million into debt
Peer pressure, keeping up with the Joneses - call it what you will, it's costing Australians dearly.
Women kick property goals - on their own terms
A recent report shows that women are a driving force in the property market, with more than one in four homes Australia-wide owned exclusively by women.
Taking stock after the death of a partner
Maintaining an active interest in household finances is important.
$3.15 billion compensation paid for poor (or no) advice
Investment watchdog ASIC has just announced that six of Australia's largest banking and financial services institutions have paid or offered a total of $3.15 billion in compensation to customers caught up in the misconduct in financial advice scandal.
Reverse mortgages - know the pros and cons
Soaring property values have given home owners a lot more equity in their property. A reverse mortgage can let seniors tap into this resource.
Budgeting in retirement
You don't need a fortune to live well in retirement. In fact, most Australians don't have a fortune to retire on, and today over 3 in 5 people aged 65-plus are on an age pension . What matters is how you use your money, and that's where budgeting plays a vital role.
Planning for volatility when you're retired
For retirees living on a fixed income, or those planning to retire in 2022, volatility in investment markets can be especially unnerving. But there are ways to plan for, and manage, volatility.
Is 2022 your year to retire?
You don't need a fortune to live well in retirement. But my best piece of advice is to plan early. Here are 5 tips to help you enjoy a smooth transition while making the most of your money.
