Investing for wealth

Design the life you want with InvestSMART

InvestSMART for wealth creation

The life you dream of is within reach when you invest for your long term goals. Our professionally managed portfolios make it easy to get started investing and stay invested.

It’s about finding balance in the risk/return trade-off, and building a diverse portfolio that can help your money grow faster, while still keeping risk to a level you’re comfortable with.

Effie Zahos, Money Commentator & Director

Do more with your money. Investing is simple with InvestSMART

Is financial independence your north star? Or do you just want to grow your savings? Whatever it is, your money can work harder for you when you invest. We’re here to help.

Diversified investments

Our professionally managed investment portfolios are spread across a range of ETFs to match your investment timeline and suit your level of comfort with risk.
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Automated investing

No paperwork, no stock picking, no stress. Your money and dividends are automatically reinvested every quarter. We automate investing so you can get on with life.
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Low cost

Fees matter. Paying over 1% in fees could cost you $200,000 over 30 years on an initial $100,000 investment in a growth portfolio earning 6 to 8% returns. We have a flat admin fee of 0.11% and our management fees start at just $44 p.a. (for a $10,000 investment) and are capped at $880 p.a. for any investments over $200,000.
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How to grow your wealth

Compound growth is your most powerful investment tool. As your returns are reinvested over time, they generate additional earnings. Even a modest start can lead to substantial gains if you stay invested.

Calculate how much you need to invest and contribute to meet your wealth goals.

Our investment portfolios

Ranging from conservative to high growth. We have a portfolio to suit your goals. We also offer 5 single asset portfolios to focus on specific investment markets.

InvestSMART

Ethical High Growth

The Ethical High Growth Portfolio is all about helping you build long term wealth and achieve goals with a timeframe of 7-years-plus to ride out the ups and down of markets.

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High Growth

Designed for growth seekers. You’ve got time to ride out market ups and downs and focus on wealth accumulation. It holds Australian, international and property ETFs for growth and some defensive assets like bonds to buffer volatility. High risk tolerance. Investment timeframe: 7 + years.

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Ethical Growth

Invest on your terms. Designed for growth but without comprising your environmental and social ethics. It holds investments like Australian and international shares that have the potential for higher capital growth over time. It holds fewer defensive assets like bonds. Investment timeframe: 5+ years.

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Growth

Similar to the high growth portfolio but with more defensive assets such as bonds to buffer your investments against dips. This diversified portfolio of ETFs aims for long-term capital growth. You need a higher risk tolerance. Good for kids’ portfolios as they have time to ride out market volatility. Investment timeframe 5+ years.

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Investment planner

Want a portfolio recommendation? Great! We can help

Simply tell us about yourself, your goals, savings, any other investments, and how long you think you’ll invest. We’ll recommend a suitable InvestSMART portfolio for you.

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Our capped fee difference

Over the years compounding fees eat into your investment returns. InvestSMART keeps its fees low, so you pay less to invest.

Investing for wealth insights

3 ways to earn $10,000 each year from passive income

The idea of earning passive income appeals to all of us - especially during a cost-of-living crisis - and our investments can hold the key to pocketing extra cash.

Paul Clitheroe's Making Money: Are you overexposed to cash?

Australians may be facing a cost-of-living crunch but that hasn't stopped plenty of people funnelling big sums into savings accounts. Is that wise? Here's what to consider.

The Great Investment Fee Scam is hiding in plain sight. And it's ripping us all off.

Alan Kohler explains why compounding investment fees are the greatest trick the funds management industry ever pulled

8 biggest money mistakes to avoid when you're young

Give yourself a head start in life by avoiding these common financial mistakes and developing good habits.

How much super should I have in my 30s and 40s?

Do I have enough super? It's a question many of us ask, and in the first of a 3-part series, Effie Zahos looks at how much 30- and 40-somethings should have in super, plus budget-friendly tips to grow your balance.

Paul Clitheroe's Making Money: Managing your own intergenerational wealth transfer

Give away your money now or wait until you have passed away? There are plenty of decisions to be made around transferring our wealth as we age.

The trade off all investing is built on

Bill Sharpe is considered one of the great thinkers about investment markets, a Nobel Prize in Economics winner (1990) for his part in the research behind the capital asset pricing model, a model that helped describe the profound investment link between risk and return.

Unlocking overseas investment opportunities... and why so few Aussies do it

Investing globally provides us with an enormous opportunity set. At any point in time there are high quality businesses trading at attractive prices somewhere in the world.

Property vs Shares: My Debate with Owen Rask on the Great Australian Dilemma

Join Tom Wilson as he takes on Owen Rask in a spirited debate on the Rask Australia podcast, dissecting the age-old Australian investment question: Property or Shares? Tom champions the stock market, highlighting diversification and transparency. Discover why shares might just be the smarter choice.

The tax benefits of long-term investing in ETFs

At the end of each financial year, many investors look for ways to reduce their tax. Surprisingly, one of the best tax strategies is to do nothing and invest for the long-term.

Budget Steps on Super Are Small But Significant

Scott Francis looks at how this week's budget announcement on super will help boost the attractiveness of the system.

Three simple ingredients for building wealth

In the world of investing, simple trumps complicated. Focus on these three principles and you'll get ahead of most investors

4 Habits of Successful Investors

19th century American philosopher, Ralph Waldo Emerson famously wrote "It's not the destination, it's the journey" and while this saying has ties to many parts of life it doesn't relate to investing. The destination matters.

What if I don't have enough cash to invest now?

Do the rich get richer? Or is it all about seizing opportunities? New options are coming to the market to give more Australians a leg-up into the sharemarket.

Are recessions a good time to invest?

While economists debate over whether Australia will slip into recession, we take a look at how past recessions have played out for stock markets.

Should you save, invest, or pay off debt?

Knowing where to park your cash isn't always an easy decision. Here are a few things to consider.

Awaken to Rip Van Winkle investing

Rip Van Winkle investing is the idea of owning investments of such high quality that one could sleep for 20 years and wake up confident that the investments have thrived.

Investing when you don't know what your goal is

For some of us, investing is a means to a clear end. For others, the end game can be a little fuzzy. But the basics of how to invest are still much the same.

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“Easy to establish a fund, alter if need be, track the performance of the fund and also include your other investments so you can track your entire investment portfolio.”

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“Great experience and very helpful staff when I ring up to sort an issue. I could not get a better service anywhere.”

Ray

“Very easy to get started and the dashboard is great to see which ETFs my money is invested in. Fees are also very cheap compared to other investment funds.”

Wealth creation FAQs

Want to learn more about building weath via investing? Checkout our FAQs or use the chat function to ask us a question.

Investing for wealth

InvestSMART for wealth creation

Do more with your money. Investing is simple with InvestSMART

How to grow your wealth