Capped
management fees.
An Australian first

Understanding the total cost of investing

Fees rather than returns make the biggest difference to your portfolio when they are compounded year after year. We have negotiated costs with our service providers and partner only with like-minded businesses to keep costs to a minimum to help grow your investments.

Learn more about the impact of fees by downloading our
Fees report

How capped fees work?

Our capped management fees are tiered depending on your investment amount.

Amount invested	Our management fees
$0 to $200,000	0.44% p.a.
$200,000+	$880 per annum capped fees*

We have a flat administration fee of 0.11% per annum that includes all buy-side brokerage and there are zero performance-based fees.

Sell-side brokerage is applied at the greater of $4.40 or 0.044% of the trade value.

Indirect fees from Exchange Traded Funds vary portfolio to portfolio and currently range between 0.05% to 0.23% per annum.

Our capped fees: Our capped fee portfolios have no performance fees – just the way we like it. New PMA fee structure starting 1 April 2025. Find out more here.

Lowest brokerage: The greater of $4.40 per trade or 0.044% on the value of all sell transactions (there is no brokerage on any buy transactions) paid entirely to 3rd party broker.

Indirect Costs: 0.09% - 0.30% p.a. Our portfolios use Exchange Traded Funds (ETFs) and these fees are charged by third party ETF providers.

Our capped fee difference

In the short term, you won’t see the difference of fees, but compound the difference over time & the gap grows.

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to invest?

Be part of the capped fee revolution. Grow your money, not your fees.

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Trusted by thousands of Australians

Neil, Brisbane

“I did a lot of research and compared other firms before choosing the InvestSMART “capped fee portfolio”. This feature provides me with the certainty of both knowing my account will not be drained by additional fees found in the fine print. I have only been with InvestSmart a few months and am pleased with the above average personal customer service, ease in accessing the on-line information and the performance of my investment.”

Stephen, Adelaide

“On the face of it, 1-2% investment management fees doesn’t seem like a large amount, but when calculating the total impact on my returns over time, it clearly has a significant negative impact. With that in mind, I’ve transitioned to InvestSMART capped fee products to minimise investment costs, which will significantly improve my returns when compared to my previous investments. I’m extremely happy with the transparency and information available on the portfolios, but possibly the biggest appeal to me with investing with InvestSMART has been the responsiveness and willingness of the team to assist with questions I've had. I’d happily recommend InvestSMART to others.”

Nicky, Sydney

“InvestSMART has helped me get started with investing, learn about the importance of diversification and make more informed decisions. The free portfolio manager is great for me to keep track of all my investments.”

David, QLD

“As an investor with InvestSMART, I find the information provided through the platform is excellent. The choice of funds available (both internally and the ETFs) is excellent, and their performances are competitive with the broader market.”

David, ACT

“I have had my IT Guru run me through your list of security measures & policies and I am very satisfied that I am investing my funds with a team that know what they are doing regarding IT security. I am impressed.”

As featured in

Cappedmanagement fees. An Australian first

How capped fees work?

Our capped fee difference

Trusted by thousands of Australians

Capped
management fees.
An Australian first