Investing for a home deposit

Get there faster with InvestSMART

How to invest for a home deposit. We’re here to help

Congratulations! You’re saving to buy a home, but it will take a while to get there. Investing in a conservative portfolio will reduce your risk of loss, while giving you a better return than cash over time.

  • Exchange
    Exchange traded funds
    Our portfolios invest in ETFs. ETFs provide access to a huge range of Australian and global shares and bonds. Most track an index (eg: the ASX 200), so you invest in hundreds of companies in one transaction.
    Learn more about ETFs
  • Diversified
    Diversified investments
    Diversified investments are important. It can reduce or increase the level of risk and return you’re comfortable with. Our portfolios are diversified across Australian, global, bonds and property investments.
    Learn how diversification works
  • Low
    Low cost
    Fees eat into returns. We’ve done away with most fees so you keep more of your own money, which is important when saving for a deposit. Our fees start at $55 p.a and are capped* at $550 p.a.
    Learn more about capped fees
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InvestSMART portfolio planner

Not sure what investments are right for you? We can recommend a portfolio

Simply tell us about yourself, your goals, savings, any other investments, and how long you think you’ll invest. We’ll recommend a suitable InvestSMART portfolio for you.

step 1

Set financial goal

step 2

Portfolio HealthCheck

step 3
Get investment plan
Get Started

Trusted by thousands of Australians

About InvestSMART

About InvestSMART

InvestSMART Group Ltd is a leading Australian digital wealth adviser. Our goal is to provide quality advice, easy-to-use tools and research to help you achieve your financial aspirations. Our fees are simple and transparent. No matter how much you invest, they're capped* at $550 a year.