InvestSMART Custom

Reach your goals
with your own
custom portfolio.

Invest in one or more of our 12 professionally managed portfolios.

Customise your portfolio by adding up to 5 ETFs from our star rated approved list.

Investment options: shares, ETFs, micro-investing & bonds

Enjoy $0 brokerage on buy orders.

Automate regular contributions or add funds when it suits.

How it works

Build your own
Custom portfolio.

Start your portfolio

Choose one of 12 professionally managed ETF diversified and/or single asset class portfolios.

Customise

Choose up to 5 ETFs – from Gold to US Tech and beyond – that match your market interests.

Relax

We manage and monitor your portfolio for you, with everything tracked in your online dashboard.

Start your portfolio

Choose one of 12 professionally managed ETF diversified and/or single asset class portfolios.

Customise

Choose up to 5 ETFs – from Gold to US Tech and beyond – that match your market interests.

Relax

We manage and monitor your portfolio for you, with everything tracked in your online dashboard.

Explore ETF portfolios

View approved list

Custom ETF approved list

Customise your portfolio by
adding up to 5 ETFs.

Code

Security Name

MER

Star Rating

ASX Category

Australian Shares

FAIR	BetaShares Australian Sustainability Leaders ETF	0.49%	Equity - Australia Strategy
VHY	Vanguard Australian Shares High Yield ETF	0.25%	Equity - Australia Strategy
VSO	Vanguard MSCI Australian Small Companies Index ETF	0.30%	Equity - Australia Small/Mid Cap

International Shares

IWLD	iShares Core MSCI World Ex Australia ESG Leaders ETF	0.09%	Equity - Global
IXJ	iShares Global Healthcare ETF	0.41%	Equity - Global Sectors
MOAT	VanEck Morningstar Wide Moat ETF	0.49%	Equity - Global Strategy
NDQ	BetaShares NASDAQ 100 ETF	0.48%	Equity - Global
QHAL	VanEck MSCI International Quality (Hedged) ETF	0.43%	Equity - Global Strategy
QLTY	Betashares Global Quality Leaders ETF	0.35%	Equity - Global Strategy
QUAL	VanEck MSCI International Quality ETF	0.40%	Equity - Global Strategy
QUS	BetaShares S&P 500 Equal Weight ETF	0.33%	Equity - Global
ASIA	BetaShares Asia Technology Tigers ETF	0.67%	Equity - Asia
ETHI	Betashares Global Sustainability Leaders ETF	0.59%	Equity - Global Strategy
FANG	Global X FANG+ ETF	0.35%	Equity - Global Sectors
GDX	VanEck Gold Miners ETF	0.53%	Equity - Global Sectors
HACK	BetaShares Global Cybersecurity ETF	0.67%	Equity - Global Sectors
HETH	BetaShares Global Sustainability Leaders ETF - Currency Hedged	0.62%	Equity - Global Strategy
IEM	iShares MSCI Emerging Markets ETF	0.69%	Equity - Emerging Markets
IEU	iShares Europe ETF	0.59%	Equity - Global
IHVV	iShares S&P AUD Hedged ETF	0.10%	Equity - Global
IHWL	iShares Core MSCI World Ex Australia ESG Leaders (AUD Hedged) ETF	0.12%	Equity - Global
IJP	iShares MSCI Japan ETF	0.50%	Equity - Asia
IJR	iShares S&P Small-Cap ETF	0.07%	Equity - Global
IOO	iShares Global 100 ETF	0.40%	Equity - Global
IVE	iShares MSCI EAFE ETF	0.32%	Equity - Global
VAE	Vanguard FTSE Asia Ex Japan Shares Index ETF	0.40%	Equity - Asia
VEU	Vanguard All-World ex-US Shares Index ETF	0.04%	Equity - Global
VGAD	Vanguard MSCI Index International Shares (Hedged) ETF	0.18%	Equity - Global
VGE	Vanguard FTSE Emerging Markets Shares ETF	0.48%	Equity - Emerging Markets
VISM	Vanguard MSCI International Small Companies Index ETF	0.32%	Equity - Global Strategy
VTS	Vanguard US Total Market Shares Index ETF	0.03%	Equity - Global

Property & Infrastructure

MVA	VanEck Australian Property ETF	0.35%	Property - Australia
GLIN	iShares Core FTSE Global Infrastructure (AUD Hedged) ETF	0.15%	Equity - Infrastructure
SLF	SPDR S&P/ASX 200 Listed Property Fund	0.16%	Property - Australia

Fixed Interest

OZBD	BetaShares Australian Composite Bond ETF	0.19%	Fixed Income - Australia Dollar
QPON	BetaShares Australian Bank Senior Floating Rate Bond ETF	0.22%	Fixed Income - Australia Dollar
AGVT	BetaShares Australian Government Bond ETF	0.22%	Fixed Income - Australia Dollar
BHYB	Betashares Australian Major Bank Hybrids Index ETF	0.35%	Fixed Income - Australia Dollar
CRED	BetaShares Australian Investment Grade Corporate Bond ETF	0.25%	Fixed Income - Australia Dollar
FLOT	VanEck Australian Floating Rate ETF	0.22%	Fixed Income - Australia Dollar
ILB	Ishares Government Inflation ETF	0.18%	Fixed Income - Australia Dollar
SUBD	VanEck Australian Subordinated Debt ETF	0.29%	Fixed Income - Australia Dollar
USTB	Global X US Treasury Bond (Currency Hedged) ETF	0.19%	Fixed Income - Global
VACF	Vanguard Australian Corporate Fixed Interest Index ETF	0.20%	Fixed Income - Australia Dollar
VAF	Vanguard Australian Fixed Interest Index ETF	0.10%	Fixed Income - Australia Dollar
VGB	Vanguard Australian Government Bond Index ETF	0.16%	Fixed Income - Australia Dollar
VIF	Vanguard International Fixed Interest Index (Hedged) ETF	0.20%	Fixed Income - Global

Commodities (Gold)

PMGOLD	Perth Mint	0.15%	Commodity
QAU	BetaShares Gold Bullion ETF - Currency Hedged	0.59%	Commodity
GOLD	Global X Physical Gold	0.40%	Commodity

Download approved list

Please email invest@investsmart.com.au if there are ETFs you would like us to consider adding to our approved list.

Capped management fees

Simple, transparent pricing.
No hidden costs.

Enjoy low management fees from $44 per annum - capped at $880. It's an
Australian first: clear, capped management fees with no surprises. Plus we have a
flat admin fee of 0.11% per annum that includes all buy-side brokerage.

No brokerage fees on buy
orders.

Simple, transparent. No hidden
costs.

Know exactly what you'll pay
each year.

See how our fees work

Investment amount	Management fee	Admin fee	Buy-side brokerage
Investment amount	Management fee	Admin fee	Buy-side brokerage	$0 to $200,000	0.44% p.a.	0.11% p.a.	$0 p.a.
$200,000+	$880 p.a. capped fees*					0.11% p.a.	$0 p.a.

Explore ETF portfolios

View approved list

What’s included with your
Custom portfolio.

$0 brokerage on buy orders.

No brokerage costs on buys to keep your costs down. Sell-side brokerage is the greater of $4.40 or 0.044% of the trade value.

Capped fees

Management fees of 0.44% p.a, capped at $880 p.a. for accounts over $200,000, plus a flat 0.11% p.a. admin fee.

Professional monitoring

Your investments stay aligned with your goals.

Regular contributions

Set up automatic contributions or add funds when it suits you.

Online investment platform

View performance, update settings, and make changes anytime.

Income sweep

Choose to reinvest income or have it paid directly to your bank account.

Have a question or need help?
Feel free to reach out.

Chat with us online.

Live chat available 9am–5pm, Monday to Friday.

Start a chat

Book a time that suits you.

We’ll call you back at your convenience

Book a callback

Talk to us.

Speak with a real person - right here in Australia.

1300 880 160

Our investment committee

The primary role of our committee is to oversee the general management and
ongoing monitoring of our investment solutions and investment strategies.

Paul Clitheroe, AM

Chairman

Effie Zahos

Money Commentator & Director

Alastair Davidson

Head of Funds Management

Alan Kohler, AM

Founder-Eureka Report

Ron Hodge

Managing Director

FAQs

Can I have a Regular Contribution Plan for InvestSMART Custom?

No, Custom will be exclusively funded by BPAY using the Add Funds tool or by reallocating existing investments using the Modify Allocations tool.

Will my selection of custom ETFs be rebalanced automatically?

No. Your selection of ETFs will move with market movements, and you can rebalance by using the Modify Allocations tool.

Can I invest in overseas listed Exchange Traded Funds (ETFs)?

Currently the approved list will only hold Exchange Traded Funds listed on the Australian Stock Exchange. However, there will be a diverse list of options that provide a vast array of exposure to different asset classes and sectors.

You can also submit an Exchange Traded Fund for consideration to our team - please send requests to invest@investsmart.com.au

Can I request an Exchange Traded Fund (ETF) from outside the approved list?

Yes, you can submit an Exchange Traded Fund for consideration to our team.

It will be at our discretion whether to add it to the approved list.

Please submit your requests to invest@investsmart.com.au

Can I choose to participate in the Distribution Reinvestment Plan (DRP)?

Professionally Managed Accounts (PMAs) do not participate in Distribution Reinvestment Plans (DRPs) however if you choose to have your Income Sweep turned OFF then income will be retained and made available for reinvestment during rebalancing.

You can review or edit Income Sweep nomination online under Income Sweep.

How will the distributions be handled in a custom portfolio?

Distributions will be handled in line with your preference for the Income Sweep on your investment account.

If you have opted for the Income Sweep to be turned on, then all income received is accrued and paid monthly to your nominated bank account.

If you have opted for the Income Sweep to be turned off, then all income will be retained and made available for reinvestment.

You can review or edit Income Sweep nomination online here.

Do I own these Exchange Traded Funds (ETFs)?

Yes, all the holdings within your account are legally owned by the individuals or entity through a CHESS sponsored brokerage account with its own Holder Identification Number (HIN).

Can I reallocate existing holdings to Exchange Traded Funds (ETFs)?

Yes, you can. However, you must adhere to the requirements to access Custom Portfolios:

You must keep $10,000 or more invested in an InvestSMART Portfolio, excluding Fundlater.
You must invest $2,000 or more in your preferred Exchange Traded Fund
You cannot hold more than five preferred Exchange Traded Funds

You can reallocate existing holdings in your online account using the Modify Allocations tool.

How do I add custom portfolios to my account?

Visit your online account and use the navigation menu to access Add Funds or Modify Allocations then follow the prompts.

What are the fees for custom portfolios?

We have a flat administration fee of 0.11% per annum that includes all buy-side brokerage and there are zero performance-based fees.

Sell-side brokerage is applied at the greater of $4.40 or 0.044% of the trade value.

Indirect fees from Exchange Traded Funds will be applicable based on your selection.

How are custom ETFs selected?

InvestSMART assigns a rating out of five stars to every Exchange Traded Fund on the ASX, and investors will be able to select those rated three stars and above. Ratings are reviewed quarterly.

We focus on the following key metrics:

Size of the Exchange Traded Funds: Funds under management.
Fees: Cost of investing in the Exchange Traded Fund.
Liquidity: Trading volumes.
Spread: The average percentage difference between the bid and ask price.
Tracking error: The difference in the return profile of the Exchange Traded Fund to its benchmark.

Click here to view the full list of approved Exchange Traded Funds

Will my custom ETFs be included in my annual tax statement?

Yes, all your holdings from your Professionally Managed Account will be included in your annual tax statement.

How many Exchange Traded Funds (ETFs) are allowed?

You will be able to add up to a maximum of five Exchange Traded Funds to your account.

Each must have a minimum investment of $2,000 and they must be held alongside an investment of $10,000 or above in an InvestSMART Portfolio.

What Exchange Traded Funds (ETFs) are allowed?

Investors will have access to an approved list of Exchange Traded Funds (ETFs) rated in-house as three stars or above out of five using criteria that includes fees, liquidity, performance and much more that will be reviewed quarterly.

Clients can submit requests for additional Exchange Traded Funds (ETFs) to be considered by our Investment Committee. Requests can be submitted to invest@investsmart.com.au

Click here to view the full list of approved Exchange Traded Funds.

Who can access Custom Portfolios?

Investors holding an InvestSMART Portfolio in their Professionally Managed Account with at least $10,000 invested can open a Custom Portfolio.

Excludes accounts with a Fundlater loan outstanding.

Custom Portfolios are designed for investors who: