InvestSMART
I'm Invested in a PMA

Funding

Our investors have multiple ways that they can contribute further funds to their investments with us. 

  1. To add funds to your existing portfolio(s) you can simply use the BPAY details first emailed to you. We will invest the funds in line with your current portfolio(s) allocation. If you don't have the BPAY details see Step 2.

  2. Log on and go to My Account > Add funds. Here you can:

    1. Distribute additional investment across your existing model

    2. Distribute additional investment to one or more specific models

    3. Custom - Distribute additional investment and adjust current model weights

    4. For more help see Adding a new Model Portfolio(s) or making a targeted contribution

  3. Lastly, you are able to create a Regular Contribution Plan which requires a minimum of $100 to be made available to be drawn from your nominated bank account via direct debit in the middle of each calendar month. 

If this option suits you then please click the article linked below on how to set up a plan through your My Account section.

Setting up, or changing, my Regular Contribution Plan

What is a Specific Contribution?

A specific contribution is when you want to add funds to either a new portfolio or an individual portfolio inside your account.

How do I do this?

You can add funds to a new portfolio alongside your existing portfolio(s) or choose to add funds to a specific portfolio online.

Log on and go to My Account > Add funds.

  • Select 'Add Funds'
  • Enter Contribution Amount by Dollar Figure ($)
  • Provide New Allocation Breakdown by Percentage (%) and then select Next
  • Select Verify to receive a Code via Email or SMS
  • Enter Code to Complete Verification

You'll be shown and emailed your Bpay details so you can make the funding payment.

If you change your mind and haven't sent funds, you can cancel the request. This will allow you to start a new request.

Examples of each contribution type

Adding a new Model Portfolio(s) to your PMA

You have $10,000 in the Conservative Portfolio already and want to add a new  $10,000 investment into a Balanced Portfolio.

Contributing to a specific Model Portfolio(s) within your existing PMA

You have invested $10,000 in the Growth and $10,000 in the High Growth portfolio but only want to add $5,000 to the High Growth.

You can request a partial withdrawal from your Professionally Managed Account (PMA) at any time by completing a Withdrawal Request online.

Please keep in mind that you must maintain the minimum investment amount in each Model Portfolio(s) held within your account. 

You can access the online feature by taking the following steps:

  1. Click My Account and then My Investments

  2. Select Withdrawal Request

  3. Enter Amount ($)

  4. Submit and Verify Request (Email or SMS)

Withdrawals will take 4-5 business days before the funds clear in your nominated bank account. If you have changed bank accounts but failed to update us, you will need to update your details to allow us to return your funds to you.

Please click the link below to access information on steps to take in order to begin this process. 

 

Related topics

You can view and manage your InvestSMART PMA online. 

If you are already invested, visit the My Account section of the website and select My Investments to view:

  • Investment Summary
  • Current Holdings
  • Transactions
  • Dividends & Interest
  • Deposits & Withdrawals
  • InvestSMART Fees 
  • Allocation Preferences
  • Investment Preferences

Your portfolio data is updated daily. Please note, you will always see the previous days closing values.

You can switch between Model Portfolios or alter the combination of Model Portfolios on which your portfolio is constructed at any time. Your instruction will generally be acted upon during the next rebalancing date after receiving your request online.

You can submit this request by taking the following steps:

  • Click My Account and My Investments
  • Select Modify Allocations
  • Click Adjust My Allocation
  • Provide New Allocation Breakdown by Percentage (%) and then select Next
  • Select Verification and use preferred option - Email or SMS
  • Complete Verification

If your request requires additional funds to be transferred then the details will be shown in accordance with what you need to contribute along with the BPAY details unique to your investment account.

If you require assistance, please contact our friendly team via the chat function in the bottom right corner.

This can be done online here under Regular Contribution Plan.

You are able to set up a Regular Contribution Plan for your investment account.

You can choose to have this setting activated immediately, by requesting it during the application process or by requesting it to be added further down the track.

Our Regular Contribution Plan is a monthly, direct debit payment from your nominated bank account that requires a minimum of $100 per month, per model portfolio held.

Funds are drawn via direct debit on the 15th of each month or the closest following business day. If you have insufficient funds our administration team will contact you to facilitate the transfer at another date or you can just skip the payment for the month. 

If you are yet to apply for an investment with us, but plan to and would like this setting to apply, please tick the appropriate box and select an appropriate amount during step four of the application process online.

If you are already invested with us and would like to get a contribution plan started please take the following steps:

  • Click My Account and select My Investments
  • Select Investment Preferences
  • Adjust your Regular Contribution Plan i.e. toggle on/off and specify amount
  • Click Save Settings Select your Verification Method - Email or Mobile - to complete the change

Please note that there will be a delay between the funds being drawn and your contribution and transactions being reconciled in your Portfolio Manager. We recommend that you consider up to five business days - if you have any concerns please feel free to contact our friendly team on 1300 880 160.

If you wish to check or amend your income preference at any time please take the complete the following steps:

  • Click My Account and then My Investments
  • Select Investment Preferences
  • Toggle the Regular Withdrawal Plan option and specify $ amount
  • Select Save Settings Click Verify Request
  • Choose Email Verification or SMS Verification
  • Complete Verification Process