Insights

As humans we have a habit of overestimating the importance of some huge defining events and underestimating the value of making small but gradual improvements.

Normally, fixed income is defined as: An investment in which the borrower or issuer (i.e., a sovereign government) is obligated to make scheduled fixed payments (known as coupon payments) for a fixed amount of time (for example: over a 10-year period). At maturity (the end of the fixed time) investors are paid the principal amount they invested, in addition to the interest they have received over the life of the investment.

Rising property values across much of Australia are likely to attract the interest of investors in 2021. But buying in a 'hot' market calls for extra care.

There's nothing like a fast-rising market to attract interest. But when it comes to Bitcoin's latest meteoric rise, could history repeat?

InvestSMART Capped Fee Portfolio review Monthly Musings - price perfection and probing for weakness

In the world of psychology, the father of defining culture is Dutch sociologist Geert Hofstede. He defined culture as 'a collective mental programming of the mind which is manifested in values and norms, but also in rituals and symbols

In this episode we talk to William, who is a very focused and driven investor with a goal that we hear all the time - he is saving for a house deposit. Here is his investment story and the process he has been through to get there.

As competition between lenders heats up, some are offering cashback payments of up to $5,000 when you refinance a home loan. But does it offer good value?

To raise or not to raise? That's the question facing the Morrison government as it grapples with whether or not to increase employer-paid super contributions.

The Coronavirus pandemic has seen one in two Australians rethink their financial goals.

While you need to be mindful of the current economic climate when considering which of Australia's 240-plus ETFs to invest in, you also need to keep one eye on the horizon - as it's over the longer term that your best returns will be achieved.

Exchange Traded Funds (ETFs) come in many shapes and sizes. There are active and passive, ones that just look at a single commodity or currency, index ones, ones that follow a basket of selected stocks and even ones that have leverage built in.

Due to the fancy footwork deployed by some fund managers, their financial results can't always be accepted at face value, and as an investor you need to be aware of what tricks they use to embellish their performance.

Back-to-school costs can take the shine off those first few weeks of term. Parents often have mixed emotions around their kids returning to school. Along with a much anticipated (by parents) return to routine, the end of the holidays brings the inevitable round of education costs.

If there's one goal to set yourself for 2021, it's to take a good look at the rate you're paying on your home loan.

Tips for getting started and beware of investment products that look too good to be true.