Spotlight: InvestSMART Custom
More and more investors are looking for flexibility - the chance to tailor their portfolios and invest in the themes they're interested in. That's why we've launched InvestSMART Custom, a new feature that gives you more control within your Professionally Managed Account (PMA). It's a simple way to add your own personal twist to your portfolio.
How does InvestSMART Custom work?
To get started, you'll need to be invested in one (or more) of our 12 professionally managed portfolios, which includes a range of diversified and single asset class options.
Then it's over to you. You can add up to five ETFs from our approved list to customise your portfolio. From gold to US tech and beyond, you can choose the ETFs that match your interests and goals. The minimum investment for each custom ETF is $2,000.
You're not on your own. We'll still manage your InvestSMART portfolio based on its investment time horizon and risk profile, you're simply choosing a few extras to reflect what matters most to you. And you can keep track of it all in your online dashboard.
Who can use the Custom feature?
The Custom feature is available if you've got $10,000 or more invested in one of our readymade ETF portfolios. Fundlater accounts with an outstanding loan aren't eligible. It's designed for experienced investors who understand investment risks and their own risk tolerance.
What ETFs are available?
Our approved ETF list covers a broad range of asset classes - including Australian and international shares, property, infrastructure, fixed interest, and alternatives such as gold.
To make the cut, ETFs need to be rated at least three stars using our in-house five-star rating system.
At this stage, only passive ETFs listed on the ASX are included. We'll be updating the approved list regularly.
If there's an ETF you have in mind that's not on the list, you can get in touch with us, and we can consider your suggestion.
What are the fees?
The annual management fee is 0.44% - that's $44 a year on a $10,000 investment (the minimum). The management fee is capped at $880 a year for balances of $200,000 or more.
A flat 0.11% admin fee covers all buy-side brokerage, so you can top up your investments without extra costs.
Brokerage does apply when selling (including during rebalances) at $4.40 per trade, or 0.044% of the trade value (whichever is higher).
There are also indirect costs, as each ETF has its own Management Expense Ratio (MER) to cover the cost of running the fund. The MER for each ETF is listed in the selection table, so you'll know what you're paying.
Have any questions or want to learn more? Call us on 1300 880 160 or book a time that suits you.
Frequently Asked Questions about this Article…
InvestSMART Custom is a feature that allows investors to personalize their portfolios by adding up to five ETFs from an approved list to their Professionally Managed Account (PMA). This gives investors the flexibility to tailor their investments to match their personal interests and goals, while still benefiting from professional management.
To use InvestSMART Custom, you need to be invested in one of InvestSMART's 12 professionally managed portfolios. Once you're set up, you can add ETFs from the approved list to customize your portfolio. The minimum investment for each custom ETF is $2,000.
The Custom feature is available to investors with $10,000 or more in one of InvestSMART's readymade ETF portfolios. However, Fundlater accounts with an outstanding loan are not eligible. It's designed for experienced investors who understand investment risks and their own risk tolerance.
You can choose from a broad range of ETFs covering asset classes such as Australian and international shares, property, infrastructure, fixed interest, and alternatives like gold. All ETFs must be passive and listed on the ASX, with a minimum three-star rating from InvestSMART's in-house rating system.
InvestSMART Custom has an annual management fee of 0.44%, capped at $880 for balances of $200,000 or more. There's also a flat 0.11% admin fee covering all buy-side brokerage. Selling brokerage is $4.40 per trade or 0.044% of the trade value, whichever is higher. Each ETF also has its own Management Expense Ratio (MER).
Yes, if there's an ETF you would like to see on the approved list, you can contact InvestSMART to suggest it. They regularly update the list and consider investor suggestions.
Even with the Custom feature, InvestSMART continues to manage your portfolio based on its investment time horizon and risk profile. You simply have the option to add ETFs that reflect your personal interests, and you can monitor everything through your online dashboard.
For more information or assistance with InvestSMART Custom, you can call InvestSMART at 1300 880 160 or book a time that suits you to discuss your investment needs.
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