Portfolio Updates

To trust robo advice, you have to understand how it works. It's not as mysterious as it sounds.

The world's largest economy looks overvalued and there's no more free ride from a falling $A.

1. Despite all the bad news, diversification helpedInvestors were riding high in the first half of the year and it looked like we were heading for a bumper year, then it all got a bit trickier. Interestingly, markets shrugged off worries over the break-up of the European Union but the prospect of slowing Chinese economy really changed the landscape, especially in Australia. In the end, some asset classes still produced double digit returns.

Who would ramp up risk in retirement? An ATO survey has shown the average SMSF does exactly that. Good news: it's easily fixed.