Paul's Insights

Soaring property values have given home owners a lot more equity in their property. A reverse mortgage can let seniors tap into this resource.

You don't need a fortune to live well in retirement. In fact, most Australians don't have a fortune to retire on, and today over 3 in 5 people aged 65-plus are on an age pension . What matters is how you use your money, and that's where budgeting plays a vital role.

For retirees living on a fixed income, or those planning to retire in 2022, volatility in investment markets can be especially unnerving. But there are ways to plan for, and manage, volatility.

You don't need a fortune to live well in retirement. But my best piece of advice is to plan early. Here are 5 tips to help you enjoy a smooth transition while making the most of your money.

January is a time for new beginnings, and 2022 could be the year many Australians embrace a more sustainable lifestyle. It turns out that going green can benefit our hip pockets as well as the planet.

Australians love making New Year resolutions. The only problem is that we're not very good at sticking with them. Some simple steps can make a difference.

ANZ's 2021 Financial Wellbeing report shows one in three adults report having no financial worries. That's great news! And it's good to learn that a far larger group - almost one in two Australians, believe they're 'doing okay' financially.

A new strain of the COVID virus has rattled investors but knee jerk reactions can be costly.

It's been over ten years since the Reserve Bank hiked interest rates, but could the days of wafer thin rates be drawing to a close?

Financial outcomes for women have improved nearly two years into the COVID-19 pandemic but Generation Z women are most at risk of being left behind according to the latest Financy Women's Index (FWX).

There's something about the word 'sale' that can send shoppers into a frenzy. And as the Black Friday sales approach, chasing a discount could leave some Australians financially worse off.

Media headlines have been dominated by the COP26 summit in Glasgow. But investors can take action on climate change now.

1 November sees the launch of a key initiative for superannuation - the introduction of 'super stapling'.1 November sees the launch of a key initiative for superannuation - the introduction of 'super stapling'.

For many years I've been encouraging Australians to build wealth using proven strategies like spending less than you earn and investing the difference in quality, mainstream assets. Not only do these strategies work, I reckon anyone can use them.

Banking regulator APRA has told home loan lenders they need to impose tougher stress tests on borrowers, and it could reshape your buying plans.

With interest rates at record lows, Australians are shifting cash out of savings accounts and into other investments.