Paul's Insights

It'd be easy to get weighed down by the barrage of unsettling news at present. Inflation, Euro debt woes, recession - you can take your pick of predictions. But my greatest fear is not that the global economy will plummet into a complete meltdown.

The Australian Cyber Security Centre (ACSC) has declared October to be Cyber Security Awareness month. It's good timing as the massive Optus data breach has put the issue of hacking firmly in the spotlight.

In these days of high inflation and low wages growth, investments can be a valuable source of additional income though some returns are more tax-friendly than others.

While super may seem confusing and ever-changing, it is a sure thing to help us enjoy a better lifestyle in retirement.

What a rollercoaster ride 2022 is dishing up! As we head into spring, it's worth a quick round-up of a year that to date, has delivered more than a few surprises.

Apple, Amazon, even Berkshire Hathaway - it is possible to get a slice of the corporate action without breaking the bank.

As we've learned over the last few years, pandemics can radically change human behaviour. From hoarding toilet paper to wearing face masks, we've taken steps that would have been unthinkable prior to 2020. The way we invested also changed.

Shares have had a rough year so far but investors with a long term outlook will know this can mean buying opportunities.

As mortgage terms grow longer, homebuyers need to be aware of the added cost.

Learning about money is a lifelong journey. And for our children, those lessons can't come too early.

The old saying 'investigate before you invest' is not a bad maxim to follow. Research shows people often hold unrealistic expectations of their investments.

For some of us, investing is a means to a clear end. For others, the end game can be a little fuzzy. But the basics of how to invest are still much the same.

It's a new financial year, and that means exciting changes for our superannuation.

The average home deposit has reached new highs, and not surprisingly, many first home buyers are struggling to come up with the cash.

Not surprisingly, one question I'm often asked is "When should I add money to my investments?".

It's reassuring to know that behind the scenes, your employer is tucking away the equivalent of 10% of your wage or salary into a superannuation nest egg. But sadly, it doesn't happen for every employee.