End of Financial Year Reports of InvestSMART's Capped Fee Portfolios
Financial year 2021 was like nothing we have really seen in living memory. It was not like financial year 2008 when the global financial crisis was at its peak, nor was it like the FY88 that followed the 1987 flash crash. We dive into what took place in FY21 and how our portfolios performed.
How to save $15,000 in one year
Like to have an extra $15,000 to your name this time next year? 5 steps could be all it takes to get you there.
Saving not splurging: One in three plan to stash a tax refund
In these uncertain times, it's no surprise Australians aren't in the mood for splurging this tax season. But there are ways to get more mileage from this year's tax refund than depositing the money in a savings account.
Bitcoin versus shares
Investment watchdog ASIC has made a shout-out to the investment industry . It's gathering ideas on how exchange traded products like listed investment companies, and even unlisted managed funds, can give investors exposure to cryptocurrencies like Bitcoin while still providing a well-managed investment.
Nuts and Bolts Part 3: How do you beat inflation?
The crucial question: if inflation eats into your purchasing power, how do you not only stay ahead of inflation's impact on your purchasing power but actually meaningfully beat it for your long-term wealth.
No plans to retire? Don't bank on it
A new study by the Council on the Ageing (COTA) shows that Australians are working for longer - often out of personal choice.
Making the most of home equity
There is a way to put home equity to work growing wealth through investments, while whittling away your mortgage.
Time to rethink saving for a first home
The days of buying a first home as a 20-something could be over. Today's first home buyers are likely to be closer to age 40 than 20, and it has the potential to radically change the way Australians save a first home deposit.
Nuts and Bolts Part 2: When inflation gets destructive
In Part 2 we look at when inflation moving from being a positive influence to a negative one and how it becomes destructive if left unchecked.
6 steps to pay off your first home in half the time - and save thousands
These days, the average first home buyer loan is worth $446,000. That's a big chunk of debt to live with. But six steps can shrink the balance down fast, helping you become debt-free sooner, and potentially slashing more than $100,000 off the interest bill.
Tiresome tips: The savings advice we love to hate
We all know saving is good for our financial health. But when it comes to saving money, some pieces of advice are better left unsaid.
Q&A from CEO invests $1m series
Having received numerous emails regarding our recent email series, we thought it would be useful to address the most common issues in a Q&A format.
Nuts and Bolts Part 1: Inflation - exactly what is it?
The first of our three part series on inflation looking at What inflation is and why it matters. When inflation becomes destructive and how central banks in particular try to control it. And finally, how to beat it with investing.
A Personal Anecdote Part 3: Where my wife and I invest $1m and why?
In the final part of our investment journey, I will explain which investment portfolios we selected and why
Why our CEO is investing $1m at the top of the market
InvestSMART's CEO Ron Hodge sits down with Evan Lucas to discuss his personal financial decisions and why he is investing in the markets now.
A Personal Anecdote Part 2: How did I invest, keeping it simple?
Part one we shared how my wife and I recently sold our investment property and the reasons for it. In Part two I'd like to reveal where we put the proceeds and why.
