Tax with Max: Maximising pension options

Maximising pension options, commuting a pension, interest deductions, and more.

Summary: If an existing pension account is made up of both taxable and tax-free superannuation, it cannot be commuted and a new pensions from the different components. But there are a lot more options available to someone with a pension aged under 65, using superannuation recontribution strategies and taking advantage of the three-year pull-forward rule.

Key take-out: The commuting of a pension can be done at any time throughout the financial year, and new contributions can also be made to a fund at any time during a year.


SMS Code Sent…

We have sent you a code via SMS to {{user.DayPhone}}

please enter this code below to activate your membership

If you didn't receive SMS code please

Log in to access this content

Looks you are already a member. Please enter your password to proceed

Hi {{ user.FirstName }}

Verify your mobile number to unlock a FREE trial

Looks like you've already taken a free trial

Please sign up for full access

Updating information

Please wait ...

Related Articles