If the government adopts most of the Murray recommendations the nation will be fundamentally changed, because the thrust of the changes go way beyond banking and superannuation fees.
And I believe the Murray changes if adopted will be for the better, but they will require the Abbott Government to alter its whole approach. I want to list eight ways in which our nation could be transformed, and you will notice that I leave banking and superannuation fees until last, not because they are unimportant, but because they tend to obscure other big issues.