Paul's Insights: Is it even worth having a savings account?
The Reserve Bank's decision to cut the official cash rate to a historic low of 0.1% was something of a blow for anyone trying to grow cash savings. But there are still valid reasons to hang onto a savings account.
Paul's Insights: A cash lure can be easy bait
Cashback deals to refinance a home loan are becoming commonplace. But do they offer good value?
Paul's Insights: Credit card debt hits 16-year low
The way we pay for things is changing - and in a major turnaround, Australians have wiped $6.3 billion off the nation's credit card debt during COVID.
Paul's Insights: Over 200,000 Australians launch new business during pandemic
Plenty of Australians have seen their working week - and income - cut short as a result of the Coronavirus pandemic. But in true Aussie have-a-go style, around 200,000 of these people have turned the situation around, using it as an opportunity to start their own business.
Paul's Insights: Super savings benefit from Budget reforms
Australia's super savings are now worth more than $3 trillion. That's good news, but there are weak spots in the system including over $20 billion in lost and forgotten accounts, and close to four in ten people still have more than one super account.
Paul's Insights: Pandemic makes us more proactive about money
One of the few upsides of COVID-19 is that Australians are taking a closer look at how they manage their money.
Paul's Insights: How investors are overcoming analysis paralysis
As consumers we love choice. As investors, having too much choice can make us feel uncomfortable. But there is a way to overcome analysis paralysis and still build a diverse portfolio.
Paul's Insights: Women invest to close the gender gap
A growing number of Australia women are investing in shares, and it could close the gender wealth gap.
Paul's Insights: The new trend that can break good money habits
Buying now is easy. Paying for purchases later can be a lot harder, and a new report shows 'buy now, pay later' services (BNPL) are leading some Australians into financial trouble.
Paul's Insights: COVID crisis encourages investors to diversify
The latest ASX Australian Investor Study shows how investors have responded to the Coronavirus pandemic, and the news is surprisingly good.
Paul's Insights: DIY super funds switch to low risk investments
New research from index fund manager - Vanguard, shows that COVID-19 has seen self-managed superannuation funds (SMSFs) switch out of shares and into low risk investments.
Paul's Insights: Cash in, invest or reinvest?
A key issue for investors is whether to tick the box for a dividend reinvestment plan or take the money as cash.
Paul's Insights: Playing catch-up with your super
We've all had plenty to deal with this year, so it's no surprise that carry-forward super contributions may have passed under the radar of many pre-retirees.
Paul's Insights: Today's financial relief can come at a cost
The COVID-19 pandemic is not just influencing our lives today. It could impact our finances for many years to come.
Paul's Insights: Investing in cash? Think ahead
Investment markets may be unpredictable but one thing is for sure - each year seems to go by faster.
Paul's Insights: Three reasons we don't invest
Over 11 million Australians hold investments of some sort outside their super. But this could be higher. There is still a significant minority of people who do not invest.