What I’m telling my clients to do next

Mind blown by super changes? Think about these strategies as soon as possible.

Summary: Significant changes to superannuation in budget 2016 will require strong planning on the part of super savers: the impact of couples strategies will become more important as ever, and it’s important to make sure your fund and your spouses are as balanced as possible to make sure you both make the most of the new tax-free limits and contributions caps. Consider whether you need to transfer your pension funds back to super accumulation to avoid the $1.6m tax free limit.

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