Tax with Max: The 10% rule explained

Understanding how the 10% rule works, gifting property and CGT, and more.

I wonder if you can give me any justification for the 10% rule for super? For example, if you earn $10,000 from an employer and $80,000 self-employed you can’t contribute any of the $80,000 to super. This means the max you can put in is the $10,000 as salary sacrifice. How can the ATO think this fair? Why can’t such a person put in $35,000 as a concessional payment like salaried workers?

{{content.question}}

SMS Code Sent…

Hi {{ user.FirstName }}

Looks like you've already taken a free trial

Please enter your payment details

We have sent you a code via SMS to {{user.DayPhone}}

please enter this code below to activate your membership

If you didn't receive SMS code please

Looks you are already a member. Please enter your password to proceed

Please untick this box when using a public or shared device


Verify your mobile number to unlock a FREE trial

Please sign up for full access

Updating information

Please wait ...

  • Mastercard
  • Visa

Related Articles