Peer-to-peer lending: We do your homework

Here's your guide to the string of new lenders that have opened in Australia.

Summary: Several peer-to-peer lenders have opened in Australia, each with quite a different model. RateSetter and DirectMoney are open to retail investors, while SocietyOne, ThinCats and Marketlend are targeting sophisticated investors at this stage.

Key take out: For investors searching for yield, it’s worth investigating the different peer-to-peer lenders to see if any of them suit you. Returns of around 10 per cent are available – some are even higher, but come with added risk.


{{ twilioFailed ? 'SMS Code Failed to Send…' : 'SMS Code Sent…' }}

Hi {{ user.FirstName }}

Looks like you've already taken a free trial

Please enter your payment details

We have sent you a code via SMS to {{user.DayPhone}}

please enter this code below to activate your membership

We cannot send you a code via SMS to {{user.DayPhone}}

If you didn't receive SMS code please

SMS code cannot be sent due to: {{ twilioStatus }}

Please select one of the options below:

Looks you are already a member. Please enter your password to proceed

Please untick this box when using a public or shared device

Verify your mobile number to unlock a FREE trial

Please sign up for full access

Updating information

Please wait ...

  • Mastercard
  • Visa

The email address you entered is registered with InvestSMART.

Please login or select "Don't know password"

Please untick this box when using a public or shared device

Register as a new member

(using a different email)

Related Articles