Markets: Girt by weak rates and risk

Easy monetary policy has pushed Australia's stock and property markets beyond the general economy's growth curve - and investors into a tight spot.

Think back to early 2011 when you could comfortably get 5 per cent, maybe even 6, on a short-dated term deposit. If you were looking for a steady income minus the excitement of the equity market, you were set.

The landscape is much different now, with interest rates at 2.5 per cent. Lower interest rates are great for those with a mortgage but at the same time essentially penalise those who have kept their funds in cash or linked to the cash rate.



{{ twilioFailed ? 'SMS Code Failed to Send…' : 'An SMS verification code has been sent ...' }}

Hi {{ user.FirstName }}

Looks like you have already taken a free trial

Please enter your payment details

We have sent you a code via SMS to {{user.DayPhone}}

please enter this code below to complete your SMS verification

We cannot send you a code via SMS to {{user.DayPhone}}

If you didn't receive SMS code please

SMS code cannot be sent due to: {{ twilioStatus }}

Please select one of the options below:

Looks you are already a member. Please enter your password to proceed

Please untick this box when using a public or shared device

Verify your mobile number to proceed...

Please check your mobile number below and press the Send Verification Code button. This will be used to complete your verification in the next step.

Please sign up for full access


Updating information

Please wait ...


{{ productPrice }} / day
( GST included )
Price $0
GST $0
Discount -{{productDiscount}}
TOTAL {{productPrice}}
  • Mastercard
  • Visa

Please click on the ACTIVATE button to finalise your membership


The email address you entered is registered with InvestSMART.

Please login or select "Don't know password"

Please untick this box when using a public or shared device

Register as a new member

(using a different email)

Related Articles