Markets: Girt by weak rates and risk

Easy monetary policy has pushed Australia's stock and property markets beyond the general economy's growth curve - and investors into a tight spot.

Think back to early 2011 when you could comfortably get 5 per cent, maybe even 6, on a short-dated term deposit. If you were looking for a steady income minus the excitement of the equity market, you were set.

The landscape is much different now, with interest rates at 2.5 per cent. Lower interest rates are great for those with a mortgage but at the same time essentially penalise those who have kept their funds in cash or linked to the cash rate.

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