Letters of the Week

Addressing the super cap, understanding fees and the positives of our super system.

I think it is a great idea that Alan has and will be learning more, but one thing that needs to be addressed is the $25,000 per annum limit on super contributions and if it is exceeded you are taxed at the highest rate. What hope does one have to save for our retirement when you are taxed beyond belief if you exceed the threshold? Also the government wants to do away with “transition to retirement” as a tax lurk . This Green-based Labor government is all about re-distribution of wealth, and it does not matter how hard one works to be financially independent in retirement, the government is going to nobble us. A lot is to be said for the jam tin in the backyard.

I would appreciate your thoughts and what can be done if anything.

G Phillips



{{ twilioFailed ? 'SMS Code Failed to Send…' : 'An SMS verification code has been sent ...' }}

Hi {{ user.FirstName }}

Looks like you have already taken a free trial

Please enter your payment details

We have sent you a code via SMS to {{user.DayPhone}}

please enter this code below to complete your SMS verification

We cannot send you a code via SMS to {{user.DayPhone}}

If you didn't receive SMS code please

SMS code cannot be sent due to: {{ twilioStatus }}

Please select one of the options below:

Looks you are already a member. Please enter your password to proceed

Please untick this box when using a public or shared device

Verify your mobile number to proceed...

Please check your mobile number below and press the Send Verification Code button. This will be used to complete your verification in the next step.

Please sign up for full access


Updating information

Please wait ...


{{ productPrice }} / day
( GST included )
Price $0
GST $0
Discount -{{productDiscount}}
TOTAL {{productPrice}}
  • Mastercard
  • Visa

Please click on the ACTIVATE button to finalise your membership


The email address you entered is registered with InvestSMART.

Please login or select "Don't know password"

Please untick this box when using a public or shared device

Register as a new member

(using a different email)

Related Articles