BEST MORTGAGE RATES(ORDERED BY TRUE RATES IN BRACKETS)

Company name Standard Basic Intro 1yr 1 year 3 years 5 years Phone variable variable fixed/var fixed fixed fixed Company name Standard Basic Intro 1yr 1 year 3 years 5 years Phone variable variable fixed/var fixed fixed fixed

By InvestSMART · 4 Apr 2010

By InvestSMART ·
4 Apr 2010

MyRate.com.au 6.13 (6.13) - - 6.73 (6.2) 7.63 (6.57) 7.98 (6.97) 1300 663 558

MyLoan MyWay 6.13 (6.16) - - 6.75 (6.03) 7.65 (6.46) 8 (6.9) 1300 721 240

QuickDirect 6.15 (6.15) - - 6.75 (5.99) 7.65 (6.41) 8 (6.85) 1300 79 69 80

BMC Mortgage Corp 6.22 (6.24) - - 6.75 (6.94) 7.9 (7.25) 8.6 (7.29) 1800 623 370

HomeSide Lending 6.22 (6.38) - - 6.49 (6.41) 7.49 (6.75) 7.79 (7.09) 132464

Homeloans Ltd 6.24 (6.3) - - 6.83 (6.34) 7.89 (6.76) 8.24 (7.18) 13 38 39

AMO 6.35 (6.43) 6.04 (6.44) 5.49v (6.45) 6.5 (6.45) 7.38 (6.73) 7.95 (7.16) 133 266

ME Bank 6.49 (6.49) - - 6.65 (6.51) 7.65 (6.83) 7.95 (7.15) 13 15 63

ING DIRECT 6.49 (6.66) 6.19 (6.19) - 6.69 (6.28) 7.59 (6.63) 7.94 (7.02) 1800 133 464

Bankstown City C.U. 6.49 (6.67) - - - - - 02 9707 6000

Bananacoast Comm C.U. 6.5 (6.54) - - 6.69 (6.68) 7.79 (7.01) 8.14 (7.36) 1300 228 228

Nationwide Mortgage 6.5 (6.55) - 5.52v (6.27) 6.49 (6.55) 7.55 (6.86) 7.9 (7.19) (02) 9265 1700

Greater Building Society 6.55 (6.55) 6.19 (6.19) - 6.95 (6.59) 7.85 (6.93) 8.25 (7.33) 1300 651 400

mecu 6.55 (6.59) 6.19 (6.23) - 6.49 (6.26) 7.49 (6.61) - 132 888

Heritage Building Society 6.55 (6.65) 6.14 (6.19) - 6.49 (6.64) 7.75 (7) 7.95 (7.29) 131 422

Victoria Teachers C.U. 6.57 (6.61) 6.07 (6.11) - 6.69 (6.56) 7.64 (6.88) 7.99 (7.22) 1300 654 822

Gateway Credit Union 6.59 (6.64) - 5.84v (6.52) 6.39 (6.62) 7.49 (6.91) - 1300 302 474

CUA 6.62 (6.5) 6.29 (6.35) 6.49v (6.46) 6.49 (6.66) 7.49 (6.75) 7.99 (7.16) 133 282

RESI Mortgage Corp 6.62 (6.67) - 5.95v (6.2) 6.66 (6.25) 7.72 (6.66) 8.07 (7.08) 136 126

Encompass Credit Union 6.65 (6.72) - - 6.49 (6.7) 7.69 (7.02) 7.99 (7.33) 13 13 61

Aussie 6.69 (6.74) - - 6.24 (6.47) 7.39 (6.95) 7.74 (7.22) 131 333

FCCS Credit Union 6.7 (6.73) 6.2 (6.3) - - - - 1300 361 555

IMB 6.7 (6.75) 6.02 (6.18) 5.70v (6.66) 6.49 (6.51) 7.59 (6.85) 7.99 (7.23) 133 462

AIMS Home Loans 6.71 (6.76) 6.53 (6.68) 6.17v (7.31) 7.31 (6.68) 7.96 (6.68) 8.34 (6.68) 1300 132 467

RAMS Home Loans 6.73 (6.8) 6.26 (6.32) 6.04v (6.61) 6.39 (6.83) 7.54 (7.12) 7.99 (7.46) 13 72 67

NAB 6.74 (6.87) 6.24 (6.28) 6.19f (6.83) 6.59 (6.85) 7.59 (7.12) 7.89 (7.39) 13 13 12

Illawarra Credit Union 6.75 (6.82) 6.07 (6.14) - 6.6 (6.58) 7.6 (6.89) 7.9 (7.21) 132 249

Bankwest 6.8 (7.01) 6.68 (6.69) 5.88v (6.65) 6.84 (6.99) 7.79 (7.27) 8.09 (7.57) 13 17 18

Intech Credit Union 6.81 (6.89) - - - - - 1300 363 007

HSBC 6.84 (6.91) 6.23 (6.3) 5.76v (6.79) 6.39 (6.86) 7.49 (7.1) 7.8 (7.34) 1300 308 008

Savings & Loans C.U. 6.86 (6.9) 6.28 (6.41) 6.39f (6.63) 6.64 (6.66) 7.69 (6.97) 8.04 (7.31) 13 11 82

Australian Central C.U. 6.86 (6.92) 6.36 (6.42) - 6.59 (6.46) 7.69 (6.84) 8.04 (7.22) 13 13 21

Commonwealth Bank 6.86 (6.99) 6.35 (6.48) 6.49f (6.95) 6.64 (6.97) 7.74 (7.25) 8.04 (7.53) 132 221

Citibank 6.88 (7.02) 6.53 (6.58) - 6.84 (7.01) 7.99 (7.35) 8.49 (7.76) 133 535

Community CPS Aust 6.89 (6.92) 6.19 (6.91) - 6.94 (6.93) 7.69 (7.16) 8.09 (7.47) 1800 088 114

United Community 6.89 (6.92) 6.19 (6.91) - 6.94 (6.93) 7.69 (7.16) 8.09 (7.47) 1800 199 868

MyState Financial 6.91 (6.98) 6.5 (6.57) - 6.85 (6.98) 7.79 (7.25) 8.14 (7.55) 138 001

ANZ 6.91 (7.01) 6.21 (6.26) - 6.61 (6.93) 7.83 (7.24) 8.17 (7.55) 13 13 14

St. George Bank 6.93 (7.09) 6.35 (6.4) 6.49f (6.82) 6.74 (6.85) 7.69 (7.14) 8.09 (7.49) 13 33 30

AMP 6.94 (7.09) 6.27 (6.29) 6.49f (6.58) 6.89 (6.62) 7.89 (6.98) 8.39 (7.44) 13 30 30

Suncorp 6.94 (7.09) 6.36 (6.41) 6.49f (7.04) 6.64 (7.06) 7.59 (7.28) 7.99 (7.57) 13 11 55

Bendigo Bank 6.95 (7.09) - - 6.54 (7.05) 7.59 (7.28) 7.99 (7.59) 1300 366 666

Bank of Queensland 7.01 (7.13) 6.43 (6.58) 6.01v (7.03) 6.69 (7.1) 7.59 (7.13) 7.89 (7.4) 1300 55 72 72

Westpac 7.01 (7.14) 6.31 (6.36) - 6.79 (6.89) 7.79 (7.2) 8.14 (7.52) 132 032

Arab Bank 7.2 (7.25) 6.49 (6.62) 6.49v (7.25) 6.69 (7.28) 7.69 (7.48) 8.09 (7.74) 1800 646 484

HomeStar - - - 6.75 (6.19) 7.65 (6.57) 8 (6.97) 1300 182 600

Newcastle Perm B.S. - 6.22 (6.25) 5.92v (6.58) 6.99 (6.69) 7.69 (6.96) 7.99 (7.27) 131987

Source: Infochoice 1/4/2010For further information go to www.infochoice.com.au

Notes: Introductory Rate: f - Fixed v - Variable c - Capped. Sorted by standard variable comparison rate in ascending order, as shown in brackets.

"COMPARISON RATES in this table are based on a loan amount of $150,000 and a term of 25 years." Copyright Infochoice Ltd. 2007

Disclaimer: The information in this table is provided as a guide only and may not be complete for your purposes. Neither Infochoice nor the providers warrants the accuracy of any information and you should confirm it with the provider before acting on it. Except for responsibilities implied by law which cannot be excluded, neither Infochoice nor the providers is responsible for any loss, damage, cost or expense incurred by you as a result of any error, omission, or misrepresentation in relation to the data herein.