Android KitKat is bad news for telcos’ NFC ambitions

The place of major telcos in any future NFC mobile payments value chain suddenly appears to be under significant threat.

The latest version of Google’s Android operating system, KitKat, will allow NFC-based applications to bypass the inbuilt secure element (SE) required for NFC-based proximity payments through hosted card emulation (HCE). This means the mobile payments market faces a significant point of disruption in its development.

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