Insights

For many years I've been encouraging Australians to build wealth using proven strategies like spending less than you earn and investing the difference in quality, mainstream assets. Not only do these strategies work, I reckon anyone can use them.

Banking regulator APRA has told home loan lenders they need to impose tougher stress tests on borrowers, and it could reshape your buying plans.

Theo Marinis delves into the investment quandaries around ESG criteria and why it's important to sort the wheat from the chaff.

James Ling explores Bitcoin's price prospects through the prism of its "halvening" cycles. Explanation follows.

Steve Sammartino examines the evolution of the internet in a changing world.

Scott Francis does a stress test on personal finances to calculate the cost of paying off a mortgage in a low inflation, record-high house price environment.

A few months ago, our CEO shared a series of emails with members about where he and his wife had invested $1m and why. It has now been over three months since so he thought it would be a good idea to show you how they are going.

A veritable army of service providers is emerging to sate investor demand for data and analysis of blockchain-based digital assets. James Ling explores this new science.

With interest rates at record lows, Australians are shifting cash out of savings accounts and into other investments.

Retirement should be our golden years, and they can really sparkle if you exit the workforce with as little debt as possible.

Our investment regulator has been busy lately, issuing some stern warnings around money matters.

From anchoring to overconfidence, here we explain nine more of the most common heuristics and biases investors face.  

James Ling explores China's recent Bitcoin ban and examines what this means for cryptocurrencies and whether investors should be concerned.

Last week our CEO, Ron Hodge held a live Q&A webinar about InvestSMART's Fundlater service. The first invest now and pay later service and we were swamped with questions.

The times are tailor made for anxious souls to lose money. You can't stop worrying about that but you can do it better.

Steve Sammartino looks at what could be behind China's move to ban cryptocurrencies.