Zagga Credit Fund - Managed Fund

Fund Objective

The Fund seeks to achieve its investment objective by constructing a diversified portfolio of credit-vetted loans. The Fund seeks to achieve its targeted return through a mix of high loan-to-value ratios and stretched senior loans within its loan investments. The Fund will earn a return on each loan funded for the specific term.

Fund Strategy

Fund Performance Comparison

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Peers

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The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.

Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.

Fund performance

	1M	3M	6M	1Y p.a.	2Y p.a.	3Y p.a.	5Y p.a.	10Y p.a.
Total return	0.65%	2.08%	4.23%	8.88%	9.43%	-%	-%	-%
Growth return	0.69%	2.21%	2.19%	2.25%	1.18%	-%	-%	-%
Income return	-0.04%	-0.13%	2.04%	6.63%	8.25%	-%	-%	-%
Market index (Bloomberg AusBond Bank 0+Y TR AUD)
Total return	0.3%	0.91%	1.83%	3.89%	4.18%	4.12%	2.77%	2.12%

As at 31 Mar 2026. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

Zagga Credit Fund

Cash: 8.58%

Fixed Interest: 91.42%

Australian Equities: 0%

International Equities: 0%

Property & Infrastructure: 0%

Alternatives: 0%

Average Allocation of Peers

Cash: 18.85%

Fixed Interest: 80.24%

Australian Equities: 0.03%

International Equities: 0%

Property & Infrastructure: 0.88%

Alternatives: 0%

General Information

Fund Details

Type	Description
Fund Name	Zagga Credit Fund
APIR Code	ZIA1670AU
Sector/Asset Class	Mortgages Aggressive
Morningstar Rating	Not Rated
Legal Structure	Investment Fund
Fund Inception	1 Oct 2023
Fund Size	$28.9 million (as at 27 Feb 2026)
Entry Price	$1 (as at 31 Mar 2026)
Exit Price	$1 (as at 31 Mar 2026)
Fund Status	Open

Offer information

Type	Description
MER	0.50% (as at 30 Jun 2025)
Indirect Cost Ratio (ICR)	0.54% (as at 30 Jun 2024)
Minimum initial investment	$50,000
Minimum additional investments	$1.00

Top 10 holdings (as at 30 Apr 2024)

Holding (as at 30 Apr 2024)	Type	% of Portfolio
Zagga Investments Lending Trust		100%

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FAQs about the Zagga Credit Fund

What is the objective of the Zagga Credit Fund managed fund?

The objective of the Zagga Credit Fund managed fund is The Fund seeks to achieve its investment objective by constructing a diversified portfolio of credit-vetted loans. The Fund seeks to achieve its targeted return through a mix of high loan-to-value ratios and stretched senior loans within its loan investments. The Fund will earn a return on each loan funded for the specific term.

What is the strategy for the Zagga Credit Fund managed fund?

The strategy of the Zagga Credit Fund managed fund is The Fund seeks to achieve its investment objective by constructing a diversified portfolio of credit-vetted loans. The Fund seeks to achieve its targeted return through a mix of high loan-to-value ratios and stretched senior loans within its loan investments. The Fund will earn a return on each loan funded for the specific term.

What is the APIR code of the Zagga Credit Fund managed fund?

The APIR code of the Zagga Credit Fund managed fund is ZIA1670AU.

What was Zagga Credit Fund’s total return last month?

Zagga Credit Fund’s total return last month was 0.65%. This was made up of a growth return of 0.69% and an income return of -0.04%. These returns were calculated as at 31 Mar 2026.

What was Zagga Credit Fund’s total return for the last three months?

Zagga Credit Fund’s total return for the last three months was 2.08%. This was made up of a growth return of 2.21% and an income return of -0.13%%. These returns were calculated as at 31 Mar 2026.

What is Zagga Credit Fund’s one-year total return?

Zagga Credit Fund’s one-year total return is 8.88%. This was made up of a growth return of 2.25% and an income return of 6.63%. These returns were calculated as at 31 Mar 2026.

What is Zagga Credit Fund’s three-year total return?

Zagga Credit Fund’s one-year total return is -%. This was made up of a growth return of -% and an income return of -%. These returns were calculated as at 31 Mar 2026.

What is the asset allocation of the Zagga Credit Fund managed fund?

The asset allocation of the Zagga Credit Fund managed fund is :

Cash: 8.58%

Fixed Interest: 91.42%

Australian Equities: 0%

International Equities: 0%

Property & Infrastructure: 0%

Alternatives: 0%

What sector/asset class does the Zagga Credit Fund managed fund belong to?

The Zagga Credit Fund managed fund belongs to the Mortgages Aggressive sector/asset class.

What is the size of the Zagga Credit Fund managed fund?

As at 27 Feb 2026, the size of the Zagga Credit Fund managed fund was $28.9 million.

What is the inception date of the Zagga Credit Fund managed fund?

The Zagga Credit Fund managed fund has an inception date of 1 Oct 2023.

What is the current entry price of the Zagga Credit Fund managed fund?

The current entry price of the Zagga Credit Fund managed fund is $1 per unit and the current exit price is $1 per unit (as at 31 Mar 2026).

What is the current exit price of the Zagga Credit Fund managed fund?

The current exit price of the Zagga Credit Fund managed fund is $1 per unit and the current entry price is $1 per unit (as at 31 Mar 2026).

What is the minimum investment amount for the Zagga Credit Fund managed fund?

The minimum initial investment amount for the Zagga Credit Fund managed fund is $50,000. Minimum additional investment is $1.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.

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