UniSuper Diversified Credit Income Pension - Managed Fund

Fund Objective

To achieve returns (before fees and taxes) that exceed the RBA cash rate by 1.0% p.a. over the suggested time frame.

Fund Strategy

To invest in a range of global, Australian and New Zealand corporate bonds with some flexibility to consider allocations to other securities including but not limited to hybrids, emerging market debt, residential mortgage-backed securities, commercial mortgage-backed securities, cash (including short dated government securities) and municipal bonds when appropriate. Although unlikely, equity holdings may arise in the event of a default, restructure or conversion of an existing credit security.

Fund Performance Comparison

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Peers

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The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.

Fund performance

	1M	3M	6M	1Y p.a.	2Y p.a.	3Y p.a.	5Y p.a.	10Y p.a.
Total return	0.51%	1.69%	3.99%	6.83%	7.89%	7.86%	4.57%	3.73%
Growth return	-%	-%	-%	-%	-%	-%	-%	-%
Income return	-%	-%	-%	-%	-%	-%	-%	-%
Market index (Bloomberg Global Aggregate TR Hdg AUD)
Total return	0.75%	1.93%	2.33%	4.78%	6.56%	4.35%	-0.42%	1.97%

As at 31 Oct 2025. Returns for periods greater than 1 year are annualised. All figures are percentages.

General Information

Fund Details

Type	Description
Fund Name	UniSuper Diversified Credit Income Pension
APIR Code
Sector/Asset Class	Diversified Credit
Morningstar Rating	Not Rated
Legal Structure	Allocated Pension
Fund Inception	31 Aug 2014
Fund Size	$361.95 million (as at 30 Sep 2025)
Entry Price	n/a
Exit Price	n/a
Fund Status	Open

Offer information

Type	Description
MER	0.53% (as at 28 Sep 2024)
Indirect Cost Ratio (ICR) - Estimated	0.53% (as at 30 Jun 2024) (Estimated)
Performance fee (included in ICR)	0

Top 10 holdings (as at 30 Jun 2025)

Holding (as at 30 Jun 2025)	Type	% of Portfolio
Aud 10yr 2509 Bond F	Bond - Treasury Future	6.19%
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FAQs about the UniSuper Diversified Credit Income Pension

What is the objective of the UniSuper Diversified Credit Income Pension managed fund?

The objective of the UniSuper Diversified Credit Income Pension managed fund is To achieve returns (before fees and taxes) that exceed the RBA cash rate by 1.0% p.a. over the suggested time frame.

What is the strategy for the UniSuper Diversified Credit Income Pension managed fund?

The strategy of the UniSuper Diversified Credit Income Pension managed fund is To invest in a range of global, Australian and New Zealand corporate bonds with some flexibility to consider allocations to other securities including but not limited to hybrids, emerging market debt, residential mortgage-backed securities, commercial mortgage-backed securities, cash (including short dated government securities) and municipal bonds when appropriate. Although unlikely, equity holdings may arise in the event of a default, restructure or conversion of an existing credit security.

What is the APIR code of the UniSuper Diversified Credit Income Pension managed fund?

The APIR code of the UniSuper Diversified Credit Income Pension managed fund is .

What was UniSuper Diversified Credit Income Pension’s total return last month?

UniSuper Diversified Credit Income Pension’s total return last month was 0.51%. This was made up of a growth return of -% and an income return of -%. These returns were calculated as at 31 Oct 2025.

What was UniSuper Diversified Credit Income Pension’s total return for the last three months?

UniSuper Diversified Credit Income Pension’s total return for the last three months was 1.69%. This was made up of a growth return of -% and an income return of -%%. These returns were calculated as at 31 Oct 2025.

What is UniSuper Diversified Credit Income Pension’s one-year total return?

UniSuper Diversified Credit Income Pension’s one-year total return is 6.83%. This was made up of a growth return of -% and an income return of -%. These returns were calculated as at 31 Oct 2025.

What is UniSuper Diversified Credit Income Pension’s three-year total return?

UniSuper Diversified Credit Income Pension’s one-year total return is 7.86%. This was made up of a growth return of -% and an income return of -%. These returns were calculated as at 31 Oct 2025.

What is the asset allocation of the UniSuper Diversified Credit Income Pension managed fund?

The asset allocation of the UniSuper Diversified Credit Income Pension managed fund is :

Australian Equities: 98.29%

Cash: 1.71%

International Equities: 0%

Fixed Interest: 0%

Alternatives: 0%

What sector/asset class does the UniSuper Diversified Credit Income Pension managed fund belong to?

The UniSuper Diversified Credit Income Pension managed fund belongs to the Diversified Credit sector/asset class.

What is the size of the UniSuper Diversified Credit Income Pension managed fund?

As at 30 Sep 2025, the size of the UniSuper Diversified Credit Income Pension managed fund was $361.95 million.

What is the inception date of the UniSuper Diversified Credit Income Pension managed fund?

The UniSuper Diversified Credit Income Pension managed fund has an inception date of 31 Aug 2014.

What is the current entry price of the UniSuper Diversified Credit Income Pension managed fund?

The current entry price of the UniSuper Diversified Credit Income Pension managed fund is $ per unit and the current exit price is $ per unit (as at ).

What is the current exit price of the UniSuper Diversified Credit Income Pension managed fund?

The current exit price of the UniSuper Diversified Credit Income Pension managed fund is $ per unit and the current entry price is $ per unit (as at ).

What is the minimum investment amount for the UniSuper Diversified Credit Income Pension managed fund?

The minimum initial investment amount for the UniSuper Diversified Credit Income Pension managed fund is $.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.

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