Real Income Fund A2 - Managed Fund

Fund Objective

Class A1 intends to invest in asset-backed securities ('ABS'), including those related to the Brighten Loan Program. The Fund may obtain its exposures through interposed entities, including by investing in notes issued by RAM Credit Securities Trust and RAM Credit Securities Trust 2 and units issued by RAM Australia Credit Fund.

Fund Strategy

Fund Performance Comparison

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Peers

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The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.

Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.

Fund performance

	1M	3M	6M	1Y p.a.	2Y p.a.	3Y p.a.	5Y p.a.	10Y p.a.
Total return	0.56%	1.67%	3.38%	7.04%	7%	-%	-%	-%
Growth return	0%	0%	0%	0%	-%	-%	-%	-%
Income return	0.56%	1.67%	3.38%	7.04%	-%	-%	-%	-%
Market index (Morningstar AUD 1M Cash GR AUD)
Total return	0.29%	0.87%	1.77%	3.75%	4.05%	4%	-%	-%

As at 31 Jan 2026. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

Real Income Fund A2

Cash: 0.50%

Fixed Interest: 99.50%

Australian Equities: 0%

Alternatives: 0%

Average Allocation of Peers

Cash: 38.93%

Fixed Interest: 4.74%

Australian Equities: 5.54%

Alternatives: 50.78%

General Information

Fund Details

Type	Description
Fund Name	Real Income Fund A2
Responsible Entity	Real Asset Management Group
APIR Code	MSC7657AU
Sector/Asset Class	Alternative - Private Debt
Morningstar Rating	Not Rated
Legal Structure	Unknown
Fund Inception	15 Jan 2024
Fund Size	$223543000 million (as at 31 Jan 2026)
Entry Price	$1 (as at 31 Dec 2025)
Exit Price	$1 (as at 31 Dec 2025)
Fund Status	Open

Offer information

Type	Description
MER	0.58% (as at 30 Oct 2025)
Minimum initial investment	$10,000.00
Minimum additional investments

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FAQs about the Real Income Fund A2

What is the objective of the Real Income Fund A2 managed fund?

The objective of the Real Income Fund A2 managed fund is Class A1 intends to invest in asset-backed securities ('ABS'), including those related to the Brighten Loan Program. The Fund may obtain its exposures through interposed entities, including by investing in notes issued by RAM Credit Securities Trust and RAM Credit Securities Trust 2 and units issued by RAM Australia Credit Fund.

What is the strategy for the Real Income Fund A2 managed fund?

The strategy of the Real Income Fund A2 managed fund is Class A1 intends to invest in asset-backed securities ('ABS'), including those related to the Brighten Loan Program. The Fund may obtain its exposures through interposed entities, including by investing in notes issued by RAM Credit Securities Trust and RAM Credit Securities Trust 2 and units issued by RAM Australia Credit Fund.

What is the APIR code of the Real Income Fund A2 managed fund?

The APIR code of the Real Income Fund A2 managed fund is MSC7657AU.

What was Real Income Fund A2’s total return last month?

Real Income Fund A2’s total return last month was 0.56%. This was made up of a growth return of 0% and an income return of 0.56%. These returns were calculated as at 31 Jan 2026.

What was Real Income Fund A2’s total return for the last three months?

Real Income Fund A2’s total return for the last three months was 1.67%. This was made up of a growth return of 0% and an income return of 1.67%%. These returns were calculated as at 31 Jan 2026.

What is Real Income Fund A2’s one-year total return?

Real Income Fund A2’s one-year total return is 7.04%. This was made up of a growth return of 0% and an income return of 7.04%. These returns were calculated as at 31 Jan 2026.

What is Real Income Fund A2’s three-year total return?

Real Income Fund A2’s one-year total return is -%. This was made up of a growth return of -% and an income return of -%. These returns were calculated as at 31 Jan 2026.

What is the asset allocation of the Real Income Fund A2 managed fund?

The asset allocation of the Real Income Fund A2 managed fund is :

Cash: 0.50%

Fixed Interest: 99.50%

Australian Equities: 0%

Alternatives: 0%

Who is the responsible Entity of the Real Income Fund A2 managed fund?

The Responsible Entity for the Real Income Fund A2 managed fund is Real Asset Management Group.

What sector/asset class does the Real Income Fund A2 managed fund belong to?

The Real Income Fund A2 managed fund belongs to the Alternative - Private Debt sector/asset class.

What is the size of the Real Income Fund A2 managed fund?

As at 31 Jan 2026, the size of the Real Income Fund A2 managed fund was $223543000 million.

What is the inception date of the Real Income Fund A2 managed fund?

The Real Income Fund A2 managed fund has an inception date of 15 Jan 2024.

What is the current entry price of the Real Income Fund A2 managed fund?

The current entry price of the Real Income Fund A2 managed fund is $1 per unit and the current exit price is $1 per unit (as at 31 Dec 2025).

What is the current exit price of the Real Income Fund A2 managed fund?

The current exit price of the Real Income Fund A2 managed fund is $1 per unit and the current entry price is $1 per unit (as at 31 Dec 2025).

What is the minimum investment amount for the Real Income Fund A2 managed fund?

The minimum initial investment amount for the Real Income Fund A2 managed fund is $10,000. Minimum additional investment is $0.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.

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