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  5. RAM Australia Credit B2 - Managed fund profile

RAM Australia Credit B2 - Managed Fund

Fund Objective
The Fund aims to preserve capital and provide investors with income consistently in excess of that available from cash deposits, through residential mortgage investments. The fund aims to provide a high return, outperforming cash rates 1.50%, with regular income payable quarterly.
Fund Strategy
The Fixed term account aims to provide investors with consistent income through an investment predominantly in Australian property credit secued by registered first mortgages with a strategic allocation to cash. The fund has a conservative investment strategy with stable absolute returns from loans secured on independtly valued Australian residential property in category 1 locations.

Fund Performance Comparison

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Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 0% 1.42% 2.88% 5.94% 5.21% 4.42% -% -%
Growth return 0% 0% 0% 0% 0% 0% -% -%
Income return 0% 1.42% 2.88% 5.94% 5.21% 4.42% -% -%
Market index (Bloomberg AusBond Bank 0+Y TR AUD)
Total return 0.32% 0.94% 2% 4.25% 4.32% 4% 2.47% 2.06%
As at 31 Jul 2025. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

No asset allocation data available.
Average Allocation of Peers
Fixed Interest
80.19%
Australian Equities
0.03%
International Equities
0.03%
Cash
19.72%
Alternatives
0.03%

General Information

Fund Details
Type Description
RAM Australia Credit B2
Mortgages
Not Rated
Investment Fund
18 Jul 2022
$86.13 million (as at 31 Jul 2025)
$1 (as at 31 Jul 2025)
$1 (as at 31 Jul 2025)
Open
Offer information
Type Description
MER 0.50% (as at 11 Jul 2023)
Minimum initial investment $100,000
Minimum additional investments $100,000

FAQs about the RAM Australia Credit B2

The objective of the RAM Australia Credit B2 managed fund is The Fund aims to preserve capital and provide investors with income consistently in excess of that available from cash deposits, through residential mortgage investments. The fund aims to provide a high return, outperforming cash rates + 1.50%, with regular income payable quarterly.

The strategy of the RAM Australia Credit B2 managed fund is The Fixed term account aims to provide investors with consistent income through an investment predominantly in Australian property credit secued by registered first mortgages with a strategic allocation to cash. The fund has a conservative investment strategy with stable absolute returns from loans secured on independtly valued Australian residential property in category 1 locations.

The APIR code of the RAM Australia Credit B2 managed fund is .

RAM Australia Credit B2’s total return last month was 0%. This was made up of a growth return of 0% and an income return of 0%. These returns were calculated as at 31 Jul 2025.

RAM Australia Credit B2’s total return for the last three months was 1.42%. This was made up of a growth return of 0% and an income return of 1.42%%. These returns were calculated as at 31 Jul 2025.

RAM Australia Credit B2’s one-year total return is 5.94%. This was made up of a growth return of 0% and an income return of 5.94%. These returns were calculated as at 31 Jul 2025.

RAM Australia Credit B2’s one-year total return is 4.42%. This was made up of a growth return of 0% and an income return of 4.42%. These returns were calculated as at 31 Jul 2025.

The asset allocation of the RAM Australia Credit B2 managed fund is :

Fixed Interest
100%
Australian Equities
0%
International Equities
0%
Cash
0%
Alternatives
0%

The RAM Australia Credit B2 managed fund belongs to the Mortgages sector/asset class.

As at 31 Jul 2025, the size of the RAM Australia Credit B2 managed fund was $86.13 million.

The RAM Australia Credit B2 managed fund has an inception date of 18 Jul 2022.

The current entry price of the RAM Australia Credit B2 managed fund is $1 per unit and the current exit price is $1 per unit (as at 31 Jul 2025).

The current exit price of the RAM Australia Credit B2 managed fund is $1 per unit and the current entry price is $1 per unit (as at 31 Jul 2025).

The minimum initial investment amount for the RAM Australia Credit B2 managed fund is $100,000. Minimum additional investment is $100000.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.