MyNorth Guardian Max 85 - Managed Fund

Fund Objective

To investin a diversified mix of growth and defensive assets while adjusting the growth/defensive ratio based on estimated short-term volatility. Investments within each asset class will be made on a passive basis through one or a combination of: directinvestments in the relevant assets, one or more managed funds (including index funds), or - - derivatives that provide exposure to the - relevant index.

Fund Strategy

To investin a diversified mix of growth and defensive assets while adjusting the growth/defensive ratio based on estimated short-term volatility. Investments within each asset class will be made on a passive basis through one or a combination of: directinvestments in the relevant assets,one or more managed funds (including index funds), or derivatives that provide exposure to the - relevant index.

Fund Performance Comparison

Relative Fund Performance vs {{ fund.benchmark.peers.peerCount }} peers using {{ fund.benchmark.name }} as their benchmark.

{{ fund.name }}

Peers

Benchmark ({{ fund.benchmark.name }})

{{ fund.model.name }}

The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.

Fund performance

	1M	3M	6M	1Y p.a.	2Y p.a.	3Y p.a.	5Y p.a.	10Y p.a.
Total return	1.54%	4.28%	10.95%	8.88%	14.95%	10.69%	8.45%	6.4%
Growth return	1.54%	4.28%	10.95%	8.88%	-%	10.69%	8.29%	3.69%
Income return	0%	0%	0%	0%	-%	0%	0.16%	2.71%
Market index (Morningstar AUS Growth Tgt Alloc NR AUD)
Total return	1.46%	4.16%	11.05%	13.41%	17.1%	12.49%	9.66%	8.09%

As at 31 Oct 2025. Returns for periods greater than 1 year are annualised. All figures are percentages.

General Information

Fund Details

Type	Description
Fund Name	MyNorth Guardian Max 85 (Wholesale)
Responsible Entity	IPAC Asset Management Limited
APIR Code	IPA0167AU
Sector/Asset Class	Multisector Growth
Morningstar Rating	(as at 31 Oct 2025)
Legal Structure	Investment Fund
Fund Inception	29 Jul 2013
Fund Size	$292.36 million (as at 30 Sep 2025)
Entry Price	$1.537 (as at 24 Nov 2025)
Exit Price	$1.5354 (as at 24 Nov 2025)
Fund Status	Open

Offer information

Type	Description
MER	0.61% (as at 29 Sep 2025)
Indirect Cost Ratio (ICR)	0.61% (as at 30 Jun 2025)
Performance fee (not included in ICR)	0
Minimum initial investment	$500,000
Minimum additional investments	$5,000.00
Minimum redemption amount

Top 10 holdings (as at 30 Sep 2025)

Holding (as at 30 Sep 2025)	Type	% of Portfolio
Commonwealth Bank of Australia	Equity	3.81%
Login now to view the complete list of holdings.

Your guide to next steps

Dealing with a struggling fund? What to Do and Look For

How to Assess your Managed Fund: And How to Choose the Next One

Your managed fund switching checklist. Is fear of capital gains tax holding you back?

The Great Investment Fee Scam is hiding in plain sight. And it's ripping us all off.

Guide to tidying up your Portfolio Manager holdings

FAQs about the MyNorth Guardian Max 85

What is the objective of the MyNorth Guardian Max 85 managed fund?

The objective of the MyNorth Guardian Max 85 managed fund is To investin a diversified mix of growth and defensive assets while adjusting the growth/defensive ratio based on estimated short-term volatility. Investments within each asset class will be made on a passive basis through one or a combination of: directinvestments in the relevant assets, one or more managed funds (including index funds), or - - derivatives that provide exposure to the - relevant index.

What is the strategy for the MyNorth Guardian Max 85 managed fund?

The strategy of the MyNorth Guardian Max 85 managed fund is To investin a diversified mix of growth and defensive assets while adjusting the growth/defensive ratio based on estimated short-term volatility. Investments within each asset class will be made on a passive basis through one or a combination of: directinvestments in the relevant assets,one or more managed funds (including index funds), or derivatives that provide exposure to the - relevant index.

What is the APIR code of the MyNorth Guardian Max 85 managed fund?

The APIR code of the MyNorth Guardian Max 85 managed fund is IPA0167AU.

What was MyNorth Guardian Max 85’s total return last month?

MyNorth Guardian Max 85’s total return last month was 1.54%. This was made up of a growth return of 1.54% and an income return of 0%. These returns were calculated as at 31 Oct 2025.

What was MyNorth Guardian Max 85’s total return for the last three months?

MyNorth Guardian Max 85’s total return for the last three months was 4.28%. This was made up of a growth return of 4.28% and an income return of 0%%. These returns were calculated as at 31 Oct 2025.

What is MyNorth Guardian Max 85’s one-year total return?

MyNorth Guardian Max 85’s one-year total return is 8.88%. This was made up of a growth return of 8.88% and an income return of 0%. These returns were calculated as at 31 Oct 2025.

What is MyNorth Guardian Max 85’s three-year total return?

MyNorth Guardian Max 85’s one-year total return is 10.69%. This was made up of a growth return of 10.69% and an income return of 0%. These returns were calculated as at 31 Oct 2025.

What is the asset allocation of the MyNorth Guardian Max 85 managed fund?

The asset allocation of the MyNorth Guardian Max 85 managed fund is :

Alternatives: 100%

Australian Equities: 0%

International Equities: 0%

Cash: 0%

Property & Infrastructure: 0%

Fixed Interest: 0%

Who is the responsible Entity of the MyNorth Guardian Max 85 managed fund?

The Responsible Entity for the MyNorth Guardian Max 85 managed fund is IPAC Asset Management Limited.

What sector/asset class does the MyNorth Guardian Max 85 managed fund belong to?

The MyNorth Guardian Max 85 managed fund belongs to the Multisector Growth sector/asset class.

What is the size of the MyNorth Guardian Max 85 managed fund?

As at 30 Sep 2025, the size of the MyNorth Guardian Max 85 managed fund was $292.36 million.

What is the inception date of the MyNorth Guardian Max 85 managed fund?

The MyNorth Guardian Max 85 managed fund has an inception date of 29 Jul 2013.

What is the current entry price of the MyNorth Guardian Max 85 managed fund?

The current entry price of the MyNorth Guardian Max 85 managed fund is $1.537 per unit and the current exit price is $1.5354 per unit (as at 24 Nov 2025).

What is the current exit price of the MyNorth Guardian Max 85 managed fund?

The current exit price of the MyNorth Guardian Max 85 managed fund is $1.5354 per unit and the current entry price is $1.537 per unit (as at 24 Nov 2025).

What is the minimum investment amount for the MyNorth Guardian Max 85 managed fund?

The minimum initial investment amount for the MyNorth Guardian Max 85 managed fund is $500,000. Minimum additional investment is $5000.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.

What our members say about us