InvestSMART

MLC MasterKey Investment Bond (Five Star) - Capital Stable - Managed Fund

Fund Objective
The portfolio has a strong bias to defensive assets and some exposure to growth assets. You'll always know where your money is invested because the allocations to these assets are actively managed within defined ranges, in accordance with our changing view of potential risks and opportunities in investment markets. The portfolio is broadly diversified across asset classes and investment managers from around the world. These managers invest in many companies and securities in Australia and overseas.
Fund Strategy
The portfolio has a strong bias to defensive assets and some exposure to growth assets. You'll always know where your money is invested because the allocations to these assets are actively managed within defined ranges, in accordance with our changing view of potential risks and opportunities in investment markets. The portfolio is broadly diversified across asset classes and investment managers from around the world. These managers invest in many companies and securities in Australia and overseas.

Fund Performance Comparison

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Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 0.51% 0.35% 1.59% 2.72% 3.42% 3.42% 2% 1.59%
Growth return 0.51% 0.35% 1.59% 2.72% 3.42% 3.42% 2% 1.59%
Income return 0% 0% 0% 0% 0% 0% 0% 0%
Market index (Morningstar AUS Mod Tgt Alloc NR AUD)
Total return 0.3% -0.32% 2.07% 5.53% 6.61% 6.23% 3.5% 4.55%
As at 31 Jan 2026. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

MLC MasterKey Investment Bond (Five Star) - Capital Stable
Australian Equities
10.04%
International Equities
12.29%
Cash
7.41%
Property & Infrastructure
5.60%
Fixed Interest
52.98%
Alternatives
11.67%
Average Allocation of Peers
Australian Equities
11.47%
International Equities
14.75%
Cash
13.12%
Property & Infrastructure
3.61%
Fixed Interest
49.99%
Alternatives
7.06%

General Information

Fund Details
Type Description
MLC MasterKey Investment Bond (Five Star) - Capital Stable
MLC0240AU
Multisector Moderate
starstar (as at 31 Jan 2026)
Investment Fund
30 Jun 1992
$3217940 million (as at 31 Dec 2025)
$11.66485 (as at 11 Feb 2026)
$11.66485 (as at 11 Feb 2026)
Closed
Offer information
Type Description
MER 3.15% (as at 20 Feb 2024)
Indirect Cost Ratio (ICR) 3.07% (as at 30 Jun 2020)
Performance fee (not included in ICR) 0.02
Minimum initial investment $5,000.00
Minimum additional investments $300.00
Minimum redemption amount

Top 10 holdings (as at 31 Oct 2025)

Holding (as at 31 Oct 2025) Type % of Portfolio
Multimix Wholesale Diversifiedfixed Interest Trust 38.03%
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FAQs about the MLC MasterKey Investment Bond (Five Star) - Capital Stable

The objective of the MLC MasterKey Investment Bond (Five Star) - Capital Stable managed fund is The portfolio has a strong bias to defensive assets and some exposure to growth assets. You'll always know where your money is invested because the allocations to these assets are actively managed within defined ranges, in accordance with our changing view of potential risks and opportunities in investment markets. The portfolio is broadly diversified across asset classes and investment managers from around the world. These managers invest in many companies and securities in Australia and overseas.

The strategy of the MLC MasterKey Investment Bond (Five Star) - Capital Stable managed fund is The portfolio has a strong bias to defensive assets and some exposure to growth assets. You'll always know where your money is invested because the allocations to these assets are actively managed within defined ranges, in accordance with our changing view of potential risks and opportunities in investment markets. The portfolio is broadly diversified across asset classes and investment managers from around the world. These managers invest in many companies and securities in Australia and overseas.

The APIR code of the MLC MasterKey Investment Bond (Five Star) - Capital Stable managed fund is MLC0240AU.

MLC MasterKey Investment Bond (Five Star) - Capital Stable’s total return last month was 0.51%. This was made up of a growth return of 0.51% and an income return of 0%. These returns were calculated as at 31 Jan 2026.

MLC MasterKey Investment Bond (Five Star) - Capital Stable’s total return for the last three months was 0.35%. This was made up of a growth return of 0.35% and an income return of 0%%. These returns were calculated as at 31 Jan 2026.

MLC MasterKey Investment Bond (Five Star) - Capital Stable’s one-year total return is 2.72%. This was made up of a growth return of 2.72% and an income return of 0%. These returns were calculated as at 31 Jan 2026.

MLC MasterKey Investment Bond (Five Star) - Capital Stable’s one-year total return is 3.42%. This was made up of a growth return of 3.42% and an income return of 0%. These returns were calculated as at 31 Jan 2026.

The asset allocation of the MLC MasterKey Investment Bond (Five Star) - Capital Stable managed fund is :

Australian Equities
10.04%
International Equities
12.29%
Cash
7.41%
Property & Infrastructure
5.60%
Fixed Interest
52.98%
Alternatives
11.67%

The MLC MasterKey Investment Bond (Five Star) - Capital Stable managed fund belongs to the Multisector Moderate sector/asset class.

As at 31 Dec 2025, the size of the MLC MasterKey Investment Bond (Five Star) - Capital Stable managed fund was $3217940 million.

The MLC MasterKey Investment Bond (Five Star) - Capital Stable managed fund has an inception date of 30 Jun 1992.

The current entry price of the MLC MasterKey Investment Bond (Five Star) - Capital Stable managed fund is $11.66485 per unit and the current exit price is $11.66485 per unit (as at 11 Feb 2026).

The current exit price of the MLC MasterKey Investment Bond (Five Star) - Capital Stable managed fund is $11.66485 per unit and the current entry price is $11.66485 per unit (as at 11 Feb 2026).

The minimum initial investment amount for the MLC MasterKey Investment Bond (Five Star) - Capital Stable managed fund is $5,000. Minimum additional investment is $300.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.