InvestSMART

Lifeplan Education Savings Plan - Balanced - Managed Fund

Fund Objective
The broad asset allocation is to be 50% invested in growth assets and 50% in defensive assets. Allocations are reviewed regularly although changes are infrequent; and a reallocation would only be considered in response to fundamental changes in long-term expectations or market demand. This option may partially hedge risk.
Fund Strategy
The broad asset allocation is to be 50% invested in growth assets and 50% in defensive assets. Allocations are reviewed regularly although changes are infrequent; and a reallocation would only be considered in response to fundamental changes in long-term expectations or market demand. This option may partially hedge risk.

Fund Performance Comparison

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Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 0.38% -0.04% 5.33% 7.33% 7.13% 7.02% 4.4% 4.39%
Growth return -0.07% -0.12% 5.65% 8.06% 6.33% 7.67% 4.29% 4.22%
Income return 0.45% 0.08% -0.32% -0.73% 0.8% -0.65% 0.11% 0.17%
Market index (Morningstar AUS Balance Tgt Alloc NR AUD)
Total return 0.36% -0.19% 3.12% 6.99% 9.02% 8.52% 5.72% 6.52%
As at 31 Jan 2026. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

Lifeplan Education Savings Plan - Balanced
Australian Equities
17.37%
International Equities
28.85%
Cash
5.24%
Property & Infrastructure
2.71%
Fixed Interest
45.82%
Alternatives
0%
Average Allocation of Peers
Australian Equities
17.76%
International Equities
27.48%
Cash
7.15%
Property & Infrastructure
3.84%
Fixed Interest
34.43%
Alternatives
9.35%

General Information

Fund Details
Type Description
Lifeplan Education Savings Plan - Balanced
Australian Unity Limited
LIF0010AU
Multisector Balanced
starstarstarstarstar (as at 30 Nov 2025)
Investment Fund
1 Feb 2005
$10403153 million (as at 30 Nov 2025)
$2.0882 (as at 30 Jan 2026)
$2.0882 (as at 30 Jan 2026)
Closed
Offer information
Type Description
MER 1.75% (as at 20 Feb 2024)
Indirect Cost Ratio (ICR) 1.75% (as at 30 Jun 2012)
Minimum initial investment $1,000.00
Minimum additional investments $500.00
Minimum redemption amount $500.00

Top 10 holdings (as at 31 Dec 2025)

Holding (as at 31 Dec 2025) Type % of Portfolio
Sfrz5 12 Dec 2025 Call 96 Equity - Option (Call) 2.51%
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FAQs about the Lifeplan Education Savings Plan - Balanced

The objective of the Lifeplan Education Savings Plan - Balanced managed fund is The broad asset allocation is to be 50% invested in growth assets and 50% in defensive assets. Allocations are reviewed regularly although changes are infrequent; and a reallocation would only be considered in response to fundamental changes in long-term expectations or market demand. This option may partially hedge risk.

The strategy of the Lifeplan Education Savings Plan - Balanced managed fund is The broad asset allocation is to be 50% invested in growth assets and 50% in defensive assets. Allocations are reviewed regularly although changes are infrequent; and a reallocation would only be considered in response to fundamental changes in long-term expectations or market demand. This option may partially hedge risk.

The APIR code of the Lifeplan Education Savings Plan - Balanced managed fund is LIF0010AU.

Lifeplan Education Savings Plan - Balanced’s total return last month was 0.38%. This was made up of a growth return of -0.07% and an income return of 0.45%. These returns were calculated as at 31 Jan 2026.

Lifeplan Education Savings Plan - Balanced’s total return for the last three months was -0.04%. This was made up of a growth return of -0.12% and an income return of 0.08%%. These returns were calculated as at 31 Jan 2026.

Lifeplan Education Savings Plan - Balanced’s one-year total return is 7.33%. This was made up of a growth return of 8.06% and an income return of -0.73%. These returns were calculated as at 31 Jan 2026.

Lifeplan Education Savings Plan - Balanced’s one-year total return is 7.02%. This was made up of a growth return of 7.67% and an income return of -0.65%. These returns were calculated as at 31 Jan 2026.

The asset allocation of the Lifeplan Education Savings Plan - Balanced managed fund is :

Australian Equities
17.37%
International Equities
28.85%
Cash
5.24%
Property & Infrastructure
2.71%
Fixed Interest
45.82%
Alternatives
0%

The Responsible Entity for the Lifeplan Education Savings Plan - Balanced managed fund is Australian Unity Limited.

The Lifeplan Education Savings Plan - Balanced managed fund belongs to the Multisector Balanced sector/asset class.

As at 30 Nov 2025, the size of the Lifeplan Education Savings Plan - Balanced managed fund was $10403153 million.

The Lifeplan Education Savings Plan - Balanced managed fund has an inception date of 1 Feb 2005.

The current entry price of the Lifeplan Education Savings Plan - Balanced managed fund is $2.0882 per unit and the current exit price is $2.0882 per unit (as at 30 Jan 2026).

The current exit price of the Lifeplan Education Savings Plan - Balanced managed fund is $2.0882 per unit and the current entry price is $2.0882 per unit (as at 30 Jan 2026).

The minimum initial investment amount for the Lifeplan Education Savings Plan - Balanced managed fund is $1,000. Minimum additional investment is $500.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.