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  5. La Trobe Financial 12 Month Term Account - Managed fund profile

La Trobe Financial 12 Month Term Account - Managed Fund

Fund Objective
12 Month Term Account aims to provide Investors with a reasonably stable and predictable income based on a monthly variable rate of return, investing in a wide range of loans secured by a mortgage in a range of industry sectors, with geographic diversification across Australia.
Fund Strategy
12 Month Term Account is invested almost entirely in mortgages, with the exception of small cash holdings held to meet cash requirements. 12 Month Term Account aims to hold mortgages in a range of security types, with geographic diversification across Australia.

Fund Performance Comparison

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Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 0.52% 1.57% 3.23% 6.76% 6.79% 6.47% 5.6% 5.42%
Growth return 0% 0% 0% 0% 0% 0% 0% 0%
Income return 0.52% 1.57% 3.23% 6.76% 6.79% 6.47% 5.6% 5.42%
Market index (Bloomberg AusBond Bank 0+Y TR AUD)
Total return 0.32% 0.94% 2% 4.25% 4.32% 4% 2.47% 2.06%
As at 31 Aug 2025. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

La Trobe Financial 12 Month Term Account
Cash
0.68%
Fixed Interest
49.66%
Alternatives
49.66%
Australian Equities
0%
International Equities
0%
Average Allocation of Peers
Cash
20.03%
Fixed Interest
79.26%
Alternatives
0.66%
Australian Equities
0.03%
International Equities
0.03%

General Information

Fund Details
Type Description
La Trobe Financial 12 Month Term Account
La Trobe Financial Asset Management Ltd
LTC0002AU
Mortgages Aggressive
starstarstarstarstar (as at 28 Feb 2011)
Investment Fund
1 Oct 2002
$11148.53 million (as at 31 Aug 2025)
$1 (as at 31 Aug 2025)
$1 (as at 31 Aug 2025)
Open
Offer information
Type Description
MER 1.80% (as at 28 Nov 2024)
Indirect Cost Ratio (ICR) 1.80% (as at 30 Jun 2023)
Performance fee (not included in ICR) 0
Minimum initial investment
Minimum additional investments
Minimum redemption amount

FAQs about the La Trobe Financial 12 Month Term Account

The objective of the La Trobe Financial 12 Month Term Account managed fund is 12 Month Term Account aims to provide Investors with a reasonably stable and predictable income based on a monthly variable rate of return, investing in a wide range of loans secured by a mortgage in a range of industry sectors, with geographic diversification across Australia.

The strategy of the La Trobe Financial 12 Month Term Account managed fund is 12 Month Term Account is invested almost entirely in mortgages, with the exception of small cash holdings held to meet cash requirements. 12 Month Term Account aims to hold mortgages in a range of security types, with geographic diversification across Australia.

The APIR code of the La Trobe Financial 12 Month Term Account managed fund is LTC0002AU.

La Trobe Financial 12 Month Term Account’s total return last month was 0.52%. This was made up of a growth return of 0% and an income return of 0.52%. These returns were calculated as at 31 Aug 2025.

La Trobe Financial 12 Month Term Account’s total return for the last three months was 1.57%. This was made up of a growth return of 0% and an income return of 1.57%%. These returns were calculated as at 31 Aug 2025.

La Trobe Financial 12 Month Term Account’s one-year total return is 6.76%. This was made up of a growth return of 0% and an income return of 6.76%. These returns were calculated as at 31 Aug 2025.

La Trobe Financial 12 Month Term Account’s one-year total return is 6.47%. This was made up of a growth return of 0% and an income return of 6.47%. These returns were calculated as at 31 Aug 2025.

The asset allocation of the La Trobe Financial 12 Month Term Account managed fund is :

Cash
0.68%
Fixed Interest
49.66%
Alternatives
49.66%
Australian Equities
0%
International Equities
0%

The Responsible Entity for the La Trobe Financial 12 Month Term Account managed fund is La Trobe Financial Asset Management Ltd.

The La Trobe Financial 12 Month Term Account managed fund belongs to the Mortgages Aggressive sector/asset class.

As at 31 Aug 2025, the size of the La Trobe Financial 12 Month Term Account managed fund was $11148.53 million.

The La Trobe Financial 12 Month Term Account managed fund has an inception date of 1 Oct 2002.

The current entry price of the La Trobe Financial 12 Month Term Account managed fund is $1 per unit and the current exit price is $1 per unit (as at 31 Aug 2025).

The current exit price of the La Trobe Financial 12 Month Term Account managed fund is $1 per unit and the current entry price is $1 per unit (as at 31 Aug 2025).

The minimum initial investment amount for the La Trobe Financial 12 Month Term Account managed fund is $0. Minimum additional investment is $0.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.