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  5. La Trobe Australian Credit 4 Year Account - Managed fund profile

La Trobe Australian Credit 4 Year Account - Managed Fund

Fund Objective
The 4 Year Account aims to provide Investors with a reasonably stable and predictable income based on a monthly variable rate of return, investing in medium term credit assets, credit instruments including corporate debt and loans secured by Australian residential and commercial real property.
Fund Strategy
Choosing the 4 Year Account means that you enjoy substantial diversification of investment in loans secured by first mortgages, in addition to credit assets structured as medium term notes. The 4 Year Account is, in general, more suitable for experienced Investors and investments will be subject to the minimum initial and subsequent investment amounts as set by La Trobe Financial from time to time.

Fund Performance Comparison

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Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 0.66% 2.02% 4.15% 8.64% 8.61% 8.15% 7.09% -%
Growth return 0% 0.02% 0.04% 0.04% 0% -0.05% -0.04% -%
Income return 0.66% 2% 4.11% 8.6% 8.61% 8.2% 7.13% -%
Market index (Bloomberg AusBond Bank 0+Y TR AUD)
Total return 0.32% 0.94% 2% 4.25% 4.32% 4% 2.47% 2.06%
As at 31 Aug 2025. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

La Trobe Australian Credit 4 Year Account
Cash
1.20%
Fixed Interest
98.80%
Australian Equities
0%
International Equities
0%
Alternatives
0%
Average Allocation of Peers
Cash
20.02%
Fixed Interest
79.26%
Australian Equities
0.03%
International Equities
0.03%
Alternatives
0.66%

General Information

Fund Details
Type Description
La Trobe Australian Credit 4 Year Account
La Trobe Financial Asset Management Ltd
MFL0001AU
Mortgages
Not Rated
Investment Fund
1 Jan 2016
$826.76 million (as at 31 Aug 2025)
$1 (as at 31 Aug 2025)
$1 (as at 31 Aug 2025)
Open
Offer information
Type Description
MER 0.38% (as at 28 Nov 2024)
Indirect Cost Ratio (ICR) 0.81% (as at 30 Jun 2023)
Performance fee (not included in ICR) 0
Minimum initial investment $250,000
Minimum additional investments $50,000

FAQs about the La Trobe Australian Credit 4 Year Account

The objective of the La Trobe Australian Credit 4 Year Account managed fund is The 4 Year Account aims to provide Investors with a reasonably stable and predictable income based on a monthly variable rate of return, investing in medium term credit assets, credit instruments including corporate debt and loans secured by Australian residential and commercial real property.

The strategy of the La Trobe Australian Credit 4 Year Account managed fund is Choosing the 4 Year Account means that you enjoy substantial diversification of investment in loans secured by first mortgages, in addition to credit assets structured as medium term notes. The 4 Year Account is, in general, more suitable for experienced Investors and investments will be subject to the minimum initial and subsequent investment amounts as set by La Trobe Financial from time to time.

The APIR code of the La Trobe Australian Credit 4 Year Account managed fund is MFL0001AU.

La Trobe Australian Credit 4 Year Account’s total return last month was 0.66%. This was made up of a growth return of 0% and an income return of 0.66%. These returns were calculated as at 31 Aug 2025.

La Trobe Australian Credit 4 Year Account’s total return for the last three months was 2.02%. This was made up of a growth return of 0.02% and an income return of 2%%. These returns were calculated as at 31 Aug 2025.

La Trobe Australian Credit 4 Year Account’s one-year total return is 8.64%. This was made up of a growth return of 0.04% and an income return of 8.6%. These returns were calculated as at 31 Aug 2025.

La Trobe Australian Credit 4 Year Account’s one-year total return is 8.15%. This was made up of a growth return of -0.05% and an income return of 8.2%. These returns were calculated as at 31 Aug 2025.

The asset allocation of the La Trobe Australian Credit 4 Year Account managed fund is :

Cash
1.20%
Fixed Interest
98.80%
Australian Equities
0%
International Equities
0%
Alternatives
0%

The Responsible Entity for the La Trobe Australian Credit 4 Year Account managed fund is La Trobe Financial Asset Management Ltd.

The La Trobe Australian Credit 4 Year Account managed fund belongs to the Mortgages sector/asset class.

As at 31 Aug 2025, the size of the La Trobe Australian Credit 4 Year Account managed fund was $826.76 million.

The La Trobe Australian Credit 4 Year Account managed fund has an inception date of 1 Jan 2016.

The current entry price of the La Trobe Australian Credit 4 Year Account managed fund is $1 per unit and the current exit price is $1 per unit (as at 31 Aug 2025).

The current exit price of the La Trobe Australian Credit 4 Year Account managed fund is $1 per unit and the current entry price is $1 per unit (as at 31 Aug 2025).

The minimum initial investment amount for the La Trobe Australian Credit 4 Year Account managed fund is $250,000. Minimum additional investment is $50000.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.