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  5. ipac life choices Income Generator - Managed fund profile

ipac life choices Income Generator - Managed Fund

Fund Objective
To provide regular income with some capital growth over the medium to long term.
Fund Strategy
Invests in a diversified mix of growth and defensive assets, with a focus on income generation. The Fund invests using a range of specialist investment managers and income-focused strategies. While open to all investors, this Fund has been designed with low marginal tax payers in mind.

Fund Performance Comparison

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Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 1.75% 3.18% 5.68% 8.6% 8.54% 5.94% 5.93% 5%
Growth return 1.4% -2.34% -1% -0.38% -0.78% -1.35% -1.18% -0.88%
Income return 0.35% 5.52% 6.68% 8.98% 9.32% 7.29% 7.11% 5.88%
Market index (Morningstar AUS Balance Tgt Alloc NR AUD)
Total return 1.42% 4.1% 5.63% 9.6% 10.37% 9.02% 6.33% 6.31%
As at 31 Aug 2025. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

ipac life choices Income Generator
Australian Equities
38.46%
International Equities
17.48%
Cash
3.17%
Fixed Interest
26.94%
Alternatives
13.95%
Property & Infrastructure
0%
Average Allocation of Peers
Australian Equities
16.38%
International Equities
27.94%
Cash
8.21%
Fixed Interest
36.19%
Alternatives
7.51%
Property & Infrastructure
3.77%

General Information

Fund Details
Type Description
ipac life choices Income Generator (Wholesale)
IPAC Asset Management Limited
IPA0158AU
Multisector Balanced
starstar (as at 31 Aug 2025)
Investment Fund
24 Apr 2012
$554.65 million (as at 31 Jul 2025)
$1.0404 (as at 19 Sep 2025)
$1.0381 (as at 19 Sep 2025)
Open
Offer information
Type Description
MER 0.82% (as at 28 Mar 2025)
Indirect Cost Ratio (ICR) 0.82% (as at 30 Jun 2024)
Performance fee (not included in ICR) 0
Minimum initial investment $10,000,000
Minimum additional investments $5,000.00
Minimum redemption amount

Top 10 holdings (as at 30 Jun 2025)

Holding (as at 30 Jun 2025) Type % of Portfolio
Dexus Community Infrastructure Fund Class O Alternatives - Infrastructure 8.71%
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FAQs about the ipac life choices Income Generator

The objective of the ipac life choices Income Generator managed fund is To provide regular income with some capital growth over the medium to long term.

The strategy of the ipac life choices Income Generator managed fund is Invests in a diversified mix of growth and defensive assets, with a focus on income generation. The Fund invests using a range of specialist investment managers and income-focused strategies. While open to all investors, this Fund has been designed with low marginal tax payers in mind.

The APIR code of the ipac life choices Income Generator managed fund is IPA0158AU.

ipac life choices Income Generator’s total return last month was 1.75%. This was made up of a growth return of 1.4% and an income return of 0.35%. These returns were calculated as at 31 Aug 2025.

ipac life choices Income Generator’s total return for the last three months was 3.18%. This was made up of a growth return of -2.34% and an income return of 5.52%%. These returns were calculated as at 31 Aug 2025.

ipac life choices Income Generator’s one-year total return is 8.6%. This was made up of a growth return of -0.38% and an income return of 8.98%. These returns were calculated as at 31 Aug 2025.

ipac life choices Income Generator’s one-year total return is 5.94%. This was made up of a growth return of -1.35% and an income return of 7.29%. These returns were calculated as at 31 Aug 2025.

The asset allocation of the ipac life choices Income Generator managed fund is :

Australian Equities
38.46%
International Equities
17.48%
Cash
3.17%
Fixed Interest
26.94%
Alternatives
13.95%
Property & Infrastructure
0%

The Responsible Entity for the ipac life choices Income Generator managed fund is IPAC Asset Management Limited.

The ipac life choices Income Generator managed fund belongs to the Multisector Balanced sector/asset class.

As at 31 Jul 2025, the size of the ipac life choices Income Generator managed fund was $554.65 million.

The ipac life choices Income Generator managed fund has an inception date of 24 Apr 2012.

The current entry price of the ipac life choices Income Generator managed fund is $1.0404 per unit and the current exit price is $1.0381 per unit (as at 19 Sep 2025).

The current exit price of the ipac life choices Income Generator managed fund is $1.0381 per unit and the current entry price is $1.0404 per unit (as at 19 Sep 2025).

The minimum initial investment amount for the ipac life choices Income Generator managed fund is $10,000,000. Minimum additional investment is $5000.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.