Guardian Investment Bond - Managed - Managed Fund

Fund Performance Comparison

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The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.

Fees Comparison

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.

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Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 2.88 0.97 -2.26 -12.33 -8.03 -2.79 3.11 2.54
Growth return 2.88 0.97 -2.26 -12.33 -8.03 -2.79 3.11 2.54
Income return 0 0 0 0 0 0 0 0
Market index (Morningstar Aus Msec Growth TR AUD)
Total return 1.01 2.92 7.99 10.48 11.39 10 9.23 8.8
As as 30 Apr 2009. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

Guardian Investment Bond - Managed
Australian Equities
26.12%
International Equities
37.68%
Cash
11.88%
Property
3.54%
Fixed Interest
20.69%
Alternatives
0.09%
Average Allocation of Peers
Australian Equities
29.12%
International Equities
30.05%
Cash
7.45%
Property
6.74%
Fixed Interest
20.74%
Alternatives
5.90%

General Information

Fund Details
Type Description
Guardian Investment Bond - Managed
Closed
Zurich Australia Limited
ZUR0204AU
Multisector Growth
starstarstarstarstar (as at 31 Oct 2009)
Investment Fund
12 Apr 1985
n/a
$4.92969 (as at 23 Nov 2009)
$4.6832 (as at 23 Nov 2009)
Fund Objective
To provide investors with capital growth over the medium to long-term, through exposure across a range of asset classes.
Fund Strategy
This option invests in a mix of Australian and international shares, fixed interest securities, listed property trusts and cash. The option is designed to reduce overall portfolio risk by spreading the option's investments across asset classes.
Offer information
Type Description
Indirect Cost Ratio (ICR) 1.30% (as at 30 Jun 2006)
Minimum initial investment $1,000.00
Minimum additional investments $500.00
Minimum redemption amount $100.00

Top 10 holdings (as at 30 Sep 2019)

Holding (as at 30 Sep 2019) Type % of Portfolio
Australian Diversified Share Pool Mutual Fund - Separate Account 29.84%
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Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART cannot make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.

How is your fund performing?

Out of the 5,494 Australian funds researched with a 10 year track record, 81% underperform the industry standard benchmarks by an average of 2.12%, with average fees of 1.79%^.

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Our Managed Funds

Returns Since Inception
InvestSMART International Equities 11.39%
Intelligent Investor Equity Growth 9.87%
InvestSMART High Growth 9.27%
Intelligent Investor Equity Income 9.06%
InvestSMART Diversified Property and Infrastructure 8.48%
InvestSMART Growth 8.47%
Intelligent Investor Australian Small Companies Fund 7.27%
InvestSMART Balanced 6.86%
InvestSMART Conservative 5.33%
InvestSMART Hybrid Income 5.27%
InvestSMART Interest Income 3.75%