RL Insurance Bond Ser IV - Capital Securities - Managed Fund

Fund Objective

An insurance bond aiming to provide secure returns with a limited exposure to growth assets. This option is suited to the medium term investor.

Fund Strategy

Main sectors of investment are short and medium term fixed interest securities. Shares and property investments will never exceed 25% of the total value of the option. Futures and options will be used to protect or enhance performance depending on market conditions.

Fund Performance Comparison

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Peers

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The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.

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Fees Comparison

% p.a.

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NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.

Fund performance

	1M	3M	6M	1Y p.a.	2Y p.a.	3Y p.a.	5Y p.a.	10Y p.a.
Total return	0.63%	1.23%	1.62%	4.08%	4.49%	4.06%	2.52%	2.26%
Growth return	0.63%	1.23%	1.62%	4.08%	4.49%	4.06%	2.52%	2.26%
Income return	0%	0%	0%	0%	0%	0%	0%	0%
Market index (Morningstar AUS Mod Tgt Alloc NR AUD)
Total return	1.06%	2.87%	4.38%	7.21%	7.92%	6.66%	3.89%	4.5%

As at 31 Aug 2025. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

RL Insurance Bond Ser IV - Capital Securities

Australian Equities: 15.04%

International Equities: 10.26%

Cash: 25.36%

Property & Infrastructure: 6.98%

Fixed Interest: 42.35%

Alternatives: 0%

Average Allocation of Peers

Australian Equities: 10.90%

International Equities: 14.96%

Cash: 15.04%

Property & Infrastructure: 3.69%

Fixed Interest: 49.82%

Alternatives: 5.60%

General Information

Fund Details

Type	Description
Fund Name	RL Insurance Bond Ser IV - Capital Securities
Responsible Entity	Equity Trustees Superannuation Limited
APIR Code	CML0185AU
Sector/Asset Class	Multisector Moderate
Morningstar Rating	(as at 31 Aug 2025)
Legal Structure	Investment Fund
Fund Inception	1 Jul 1995
Fund Size	$0.36 million (as at 30 Jun 2024)
Entry Price	n/a
Exit Price	$2.5744 (as at 29 Aug 2025)
Fund Status	Closed

Offer information

Type	Description
MER	1.72% (as at 20 Feb 2024)
Indirect Cost Ratio (ICR)	1.72% (as at 30 Jun 2011)
Minimum initial investment

FAQs about the RL Insurance Bond Ser IV - Capital Securities

What is the objective of the RL Insurance Bond Ser IV - Capital Securities managed fund?

The objective of the RL Insurance Bond Ser IV - Capital Securities managed fund is An insurance bond aiming to provide secure returns with a limited exposure to growth assets. This option is suited to the medium term investor.

What is the strategy for the RL Insurance Bond Ser IV - Capital Securities managed fund?

The strategy of the RL Insurance Bond Ser IV - Capital Securities managed fund is Main sectors of investment are short and medium term fixed interest securities. Shares and property investments will never exceed 25% of the total value of the option. Futures and options will be used to protect or enhance performance depending on market conditions.

What is the APIR code of the RL Insurance Bond Ser IV - Capital Securities managed fund?

The APIR code of the RL Insurance Bond Ser IV - Capital Securities managed fund is CML0185AU.

What was RL Insurance Bond Ser IV - Capital Securities’s total return last month?

RL Insurance Bond Ser IV - Capital Securities’s total return last month was 0.63%. This was made up of a growth return of 0.63% and an income return of 0%. These returns were calculated as at 31 Aug 2025.

What was RL Insurance Bond Ser IV - Capital Securities’s total return for the last three months?

RL Insurance Bond Ser IV - Capital Securities’s total return for the last three months was 1.23%. This was made up of a growth return of 1.23% and an income return of 0%%. These returns were calculated as at 31 Aug 2025.

What is RL Insurance Bond Ser IV - Capital Securities’s one-year total return?

RL Insurance Bond Ser IV - Capital Securities’s one-year total return is 4.08%. This was made up of a growth return of 4.08% and an income return of 0%. These returns were calculated as at 31 Aug 2025.

What is RL Insurance Bond Ser IV - Capital Securities’s three-year total return?

RL Insurance Bond Ser IV - Capital Securities’s one-year total return is 4.06%. This was made up of a growth return of 4.06% and an income return of 0%. These returns were calculated as at 31 Aug 2025.

What is the asset allocation of the RL Insurance Bond Ser IV - Capital Securities managed fund?

The asset allocation of the RL Insurance Bond Ser IV - Capital Securities managed fund is :

Australian Equities: 15.04%

International Equities: 10.26%

Cash: 25.36%

Property & Infrastructure: 6.98%

Fixed Interest: 42.35%

Alternatives: 0%

Who is the responsible Entity of the RL Insurance Bond Ser IV - Capital Securities managed fund?

The Responsible Entity for the RL Insurance Bond Ser IV - Capital Securities managed fund is Equity Trustees Superannuation Limited.

What sector/asset class does the RL Insurance Bond Ser IV - Capital Securities managed fund belong to?

The RL Insurance Bond Ser IV - Capital Securities managed fund belongs to the Multisector Moderate sector/asset class.

What is the size of the RL Insurance Bond Ser IV - Capital Securities managed fund?

As at 30 Jun 2024, the size of the RL Insurance Bond Ser IV - Capital Securities managed fund was $0.36 million.

What is the inception date of the RL Insurance Bond Ser IV - Capital Securities managed fund?

The RL Insurance Bond Ser IV - Capital Securities managed fund has an inception date of 1 Jul 1995.

What is the current entry price of the RL Insurance Bond Ser IV - Capital Securities managed fund?

The current entry price of the RL Insurance Bond Ser IV - Capital Securities managed fund is $ per unit and the current exit price is $2.5744 per unit (as at 29 Aug 2025).

What is the current exit price of the RL Insurance Bond Ser IV - Capital Securities managed fund?

The current exit price of the RL Insurance Bond Ser IV - Capital Securities managed fund is $2.5744 per unit and the current entry price is $ per unit (as at 29 Aug 2025).

What is the minimum investment amount for the RL Insurance Bond Ser IV - Capital Securities managed fund?

The minimum initial investment amount for the RL Insurance Bond Ser IV - Capital Securities managed fund is $0.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.

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