InvestSMART

Heartland Group Holdings Limited (ASX: HGH) - Financials

- Current share price for HGH : $1.010

Heartland Group Holdings Limited (HGH) is an ASX-listed company and is not held by any exchange traded funds (ETFs). It is a Company that is engaged in providing customers with savings and deposit products, reverse mortgages, online home loans, business loans, car loans and rural loans.

HGH Per Share

Year to Jun Sales Cashflow Earnings Dividends Franking Book Value Average
Annual P/E		 Relative P/E Shareholder Return
2026 $0.29 10.5 ¢ 8.1 ¢ 5.8 ¢ 0% $1.16 11.5 68.4% 39.2%
2025 $0.25 66.8 ¢ 3.9 ¢ 3.7 ¢ 0% $1.20 22.5 161.4% -12.2%
2024 $0.30 112.2 ¢ 8.9 ¢ 6.4 ¢ 0% $1.22 14.7 106.6% -35.1%

HGH Historical Financials

2026 2025 2024
Net Interest Income ($M) 277.7 285.4 254.1
Net Interest Margin (%) 28.1 22.6 24.6
Non-Interest Income ($M) 23.2 17.1 15.6
Cost to Income Ratio (%) 51.6 56.9 47.3
Bad & Doubtful Debts ($M) -27.6 -66.5 -42.5
Income Tax Rate (%) 29.6 32.1 28.7
Net Profit Before Abs ($M) 76.6 36 67.1
Net Profit After Abs ($M) 76.6 36 68.2
Employees ($T)
Shareholders Equity ($M) 1,098.8 1,132.1 1,132.9
Total Assets ($M) 7,706 8,030.7 8,503.6
Interest-Earning Assets (%) 12.5 12.6 17.8
Return on Assets (%) 1 0.4 0.8
Return on Equity (%) 7 3.2 5.9
Payout Ratio (%) 71 96 72

HGH Cashflow

2026 2025 2024
Interest Received ($M) 295 417 396
Net Operating Cashflow ($M) 99.3 625.2 849.6
Net Investing Cashflow ($M) 34 283 -232
Net Financing Cashflow ($M) -118 -1,160 -328

HGH Market & Earnings

2026 2025 2024
Market Cap ($M) 931 700.4 837.5
Dividend Yield (%) 2.9 4.9 7.2
Total Operating Income ($M) 273.3 235.9 227.2
EBT Before Abs ($M) 108.8 53.1 94.6

HGH Balance Sheet

2026 2025 2024
Short Term Money ($M) 316.7 330.8 576.2
Investment Securities ($M) 455.8 482.8 755.2
Due From Banks ($M) 224.7 256.6 247.6
Loans ($M) -35.7 -56.9 -63.5
Total Earning Assets ($M) 961.4 1,013.3 1,515.5
Customer Acceptance ($M)
Fixed Assets ($M) 28.6 46 51.1
Other Non Earning Assets ($M) 6,716 6,971 6,937
Total Non Earning Assets ($M) 6,745 7,017 6,988
Total Assets ($M) 7,706 8,031 8,504
Due to Banks ($M)
Bank Acceptance ($M)
Deposits ($M) 5,883 6,064 5,444
Provisions ($M) 0.3 1.23
Bonds ($M) 661.5 779.9 1,883.9
Other Liabilities ($M) 62.8 53.2 42.4
Total Liabilities ($M) 6,607 6,899 7,371
Net Assets ($M) 1,099 1,132 1,133

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Data shown on this website is sourced by Morningstar
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