InvestSMART
  1. Home
  2. Research & Advice
  3. Research Tools
  4. Managed Funds
  5. RAM Australia Credit E (High Yield) - Managed fund profile

RAM Australia Credit E (High Yield) - Managed Fund

Fund Objective
The fund aims to investors with an enhanced income stream, through an investment in Australia Residential Mortgage Backed Securities (RMBS) outperforming cash rates 6.75%, with regular income payable quarterly.
Fund Strategy
The High Yield Account will invest in high yield securities, primarily comprised of residential mortgage backed securities (RMBS). The fund will have a diversified collateral pool with underlying securities in the portfolio backed by a large portfolio of individual residential mortgages diversified by borrower, location, and type of welling. The fund grants an opportunity to invest in high yield Residential Mortgage Backed Securities, not generally available to individual investors.

Fund Performance Comparison

Relative Fund Performance vs {{ fund.benchmark.peers.peerCount }} peers using {{ fund.benchmark.name }} as their benchmark.

{{ fund.name }}
Peers
Benchmark ({{ fund.benchmark.name }})
{{ fund.model.name }}
The performance of the peers is calculated as the total of the performance for each time period for all the funds in the peer group, divided by the number of funds in the peer group.
grow your money
Grow your money, not your fees
It's fees rather than returns that make the biggest difference to your investment's compounding returns.
Free Fees Report
investing
Investing made simple
Our professionally-tailored investment portfolios consistently beat most of our peers.
Free investor guide
Grow your money, not your fees
It's fees rather than returns that make the biggest difference to your investment's compounding returns. Free Fees Report
Investing made simple
Our professionally-tailored investment portfolios consistently beat most of our peers. Free investor guide

Fees Comparison

{{ fund.mer | number:2 }}
% p.a.
{{ fund.name }}
{{ modelPortfolio.mer * 100 | number:2 }}
% p.a.
{{ modelPortfolio.name }}
{{ fund.benchmark.peers.mer * 100 | number:2 }}
% p.a.
Average of peers ({{ fund.benchmark.peers.peerCount }})
NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. You should check your fund manager or adviser statements to find out the exact fees you are being charged. Peers are funds that use the same benchmark in the Morningstar database.
Upsell Banner

Fund performance

  1M 3M 6M 1Y p.a. 2Y p.a. 3Y p.a. 5Y p.a. 10Y p.a.
Total return 0% 1.5% 3.06% 6.24% 5.57% 5.84% 6.3% -%
Growth return 0% 0% 0% 0% 0% 0% 0% -%
Income return 0% 1.5% 3.06% 6.24% 5.57% 5.84% 6.3% -%
Market index (Bloomberg AusBond Bank 0+Y TR AUD)
Total return 0.34% 1.05% 2.16% 4.42% 4.37% 3.79% 2.28% 2.02%
As at 31 May 2025. Returns for periods greater than 1 year are annualised. All figures are percentages.

Asset Allocation

No asset allocation data available.
Average Allocation of Peers
Fixed Interest
77.12%
Australian Equities
0.05%
International Equities
0%
Cash
22.81%
Alternatives
0.03%

General Information

Fund Details
Type Description
RAM Australia Credit E (High Yield)
Mortgages
Not Rated
Investment Fund
21 Jun 2019
n/a
$1 (as at 31 May 2025)
$1 (as at 31 May 2025)
Open
Offer information
Type Description
Minimum initial investment $100,000
Minimum additional investments $100,000

FAQs about the RAM Australia Credit E (High Yield)

The objective of the RAM Australia Credit E (High Yield) managed fund is The fund aims to investors with an enhanced income stream, through an investment in Australia Residential Mortgage Backed Securities (RMBS) outperforming cash rates + 6.75%, with regular income payable quarterly.

The strategy of the RAM Australia Credit E (High Yield) managed fund is The High Yield Account will invest in high yield securities, primarily comprised of residential mortgage backed securities (RMBS). The fund will have a diversified collateral pool with underlying securities in the portfolio backed by a large portfolio of individual residential mortgages diversified by borrower, location, and type of welling. The fund grants an opportunity to invest in high yield Residential Mortgage Backed Securities, not generally available to individual investors.

The APIR code of the RAM Australia Credit E (High Yield) managed fund is .

RAM Australia Credit E (High Yield)’s total return last month was 0%. This was made up of a growth return of 0% and an income return of 0%. These returns were calculated as at 31 May 2025.

RAM Australia Credit E (High Yield)’s total return for the last three months was 1.5%. This was made up of a growth return of 0% and an income return of 1.5%%. These returns were calculated as at 31 May 2025.

RAM Australia Credit E (High Yield)’s one-year total return is 6.24%. This was made up of a growth return of 0% and an income return of 6.24%. These returns were calculated as at 31 May 2025.

RAM Australia Credit E (High Yield)’s one-year total return is 5.84%. This was made up of a growth return of 0% and an income return of 5.84%. These returns were calculated as at 31 May 2025.

The asset allocation of the RAM Australia Credit E (High Yield) managed fund is :

Fixed Interest
100%
Australian Equities
0%
International Equities
0%
Cash
0%
Alternatives
0%

The RAM Australia Credit E (High Yield) managed fund belongs to the Mortgages sector/asset class.

As at , the size of the RAM Australia Credit E (High Yield) managed fund was $ million.

The RAM Australia Credit E (High Yield) managed fund has an inception date of 21 Jun 2019.

The current entry price of the RAM Australia Credit E (High Yield) managed fund is $1 per unit and the current exit price is $1 per unit (as at 31 May 2025).

The current exit price of the RAM Australia Credit E (High Yield) managed fund is $1 per unit and the current entry price is $1 per unit (as at 31 May 2025).

The minimum initial investment amount for the RAM Australia Credit E (High Yield) managed fund is $100,000. Minimum additional investment is $100000.

Fund data sourced from Morningstar. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only. Whilst every care has been taken in producing these numbers, neither Morningstar nor InvestSMART can make any guarantees around the complete accuracy of these figures. Should you decide to change investments, please read all relevant disclosure documents including the Product Disclosure Statements and if required, you may consider speaking to a financial professional for further guidance. A tax event may be realised as a result of switching investments. Past performance is not a reliable indicator of future performance.