Insights

InvestSMART is pleased to present FY 2022 performance for our Professionally Managed Account portfolios.

For some of us, investing is a means to a clear end. For others, the end game can be a little fuzzy. But the basics of how to invest are still much the same.

It's a new financial year, and that means exciting changes for our superannuation.

The average home deposit has reached new highs, and not surprisingly, many first home buyers are struggling to come up with the cash.

If bonds are meant to be defensive, then why the dramatic fluctuations? We ask Evan Lucas to break down bond markets and what it means for bond ETFs (exchange traded funds).

A modern-day bridge is designed with redundancy, backup systems and extra capacity, such that if one part fails the whole structure doesn't collapse. This makes the bridge more reliable. The same idea applies to investing.

Steve Sammartino explores the uses of biometric data, the inevitable regulation on its market use and the effect that will have on digital investment portfolios.

Robert Gottliebsen examines the different approaches to quashing rampant inflation taken by current Reserve Bank Governor Philip Lowe and former governor Ian Macfarlane - and what that means for investors.

James Ling looks at the current malaise in crypto markets and considers how long the crypto space is likely to remain under the gun.

In the second of two articles looking at how one might calculate income in retirement, Scott Francis examines how superannuation and the age pension can work together to fund retirement.

When is the right time to invest? We also covered bonds and the market outlook.

Jeremy Gaunt, a veteran foreign news correspondent based in the UK, examines the latest in the ongoing saga of Britain's departure from the European Union - and wonders if a trade war with Brussels was part of the plan.

As markets reel, Scott Francis looks at five different strategies and mindsets that will help steer a portfolio through turmoil with a view to ending up ahead when markets recover.

It's not all a bed of roses when you work in the Australian public sector. Theo Marinis shares some strategies for public servants paying into Constitutionally Protected Super Funds.

Not surprisingly, one question I'm often asked is "When should I add money to my investments?".

Many first home buyers have borrowed from the bank of mum and dad. Chances are you know friends who have or plan to ask yourself. Here are some tips to help kids and parents avoid the pitfalls of lending to family.