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Westpac Banking Corporation (ASX: WBC) - Financials

Current share price for WBC : $37.030 0.39 (1.06%)+

Westpac Banking Corporation (WBC) is an ASX-listed company and is held by a number of exchange traded funds (ETFs). It is engaged in provision of financial services including lending, deposit taking, payments services, investment platforms, leasing finance, general finance, interest rate risk management and foreign exchange services.

WBC Per Share

Year to Jun Sales Cashflow Earnings Dividends Franking Book Value Average
Annual P/E		 Relative P/E Shareholder Return
2026 $6.47 -798.1 ¢ 201 ¢ 154 ¢ 100% $20.80 18.9 128.4% -6.2%
2025 $6.44 273.6 ¢ 208.7 ¢ 153 ¢ 100% $21.30 15.9 113.9% 28.6%
2024 $5.87 -542.1 ¢ 195.8 ¢ 166 ¢ 100% $20.80 13.2 95.2% 60.4%

WBC Historical Financials

2026 2025 2024
Net Interest Income ($M) 19,582 19,380 18,753
Net Interest Margin (%) 1.8 1.8 1.9
Non-Interest Income ($M) 3,445 3,388 3,179
Cost to Income Ratio (%) 49 48.1 46.7
Bad & Doubtful Debts ($M) -864 -424 -537
Income Tax Rate (%) 30.4 31 30.8
Net Profit Before Abs ($M) 6,885 7,239 7,140
Net Profit After Abs ($M) 6,813 6,916 6,990
Employees ($T) 35.2 35.2
Shareholders Equity ($M) 70,989 72,766 71,705
Total Assets ($M) 1,181,179 1,125,356 1,077,557
Interest-Earning Assets (%) 95.9 96.5 95.7
Return on Assets (%) 0.6 0.6 0.7
Return on Equity (%) 9.7 10 10
Payout Ratio (%) 77 73 85

WBC Cashflow

2026 2025 2024
Interest Received ($M) 53,564 53,888 52,515
Net Operating Cashflow ($M) -27,337 9,489 -19,767
Net Investing Cashflow ($M) 11,376 -12,160 -26,167
Net Financing Cashflow ($M) 12,493 -12,648 9,807

WBC Market & Earnings

2026 2025 2024
Market Cap ($M) 119,950 133,291 109,162
Dividend Yield (%) 4.4 3.9 5.2
Total Operating Income ($M) 22,163 22,344 21,395
EBT Before Abs ($M) 9,881 10,367 10,257

WBC Balance Sheet

2026 2025 2024
Short Term Money ($M) 45,959 50,430 65,667
Investment Securities ($M) 190,246 184,148 158,569
Due From Banks ($M)
Loans ($M) 896,590 851,853 806,767
Total Earning Assets ($M) 1,132,795 1,086,431 1,031,003
Customer Acceptance ($M)
Fixed Assets ($M) 2,190 2,266 2,251
Other Non Earning Assets ($M) 46,194 36,659 44,303
Total Non Earning Assets ($M) 48,384 38,925 46,554
Total Assets ($M) 1,181,179 1,125,356 1,077,557
Due to Banks ($M)
Bank Acceptance ($M)
Deposits ($M) 42,149 47,486 35,702
Provisions ($M) 2,543 2,749 3,074
Bonds ($M) 1,031,010 973,470 927,656
Other Liabilities ($M) 34,187 28,558 39,060
Total Liabilities ($M) 1,109,889 1,052,263 1,005,492
Net Assets ($M) 70,989 72,766 71,705

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Data shown on this website is sourced by Morningstar
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