InvestSMART

Resimac Group Limited (ASX: RMC) - Financials

Current share price for RMC : $0.825 0.005 (0.61%)+

Resimac Group Ltd (RMC) is an ASX-listed company and is held by a number of exchange traded funds (ETFs). It is engaged in provision and servicing of residential mortgage and asset finance lending products, distributed through third-party channels in Australia.

RMC Per Share

Year to Jun Sales Cashflow Earnings Dividends Franking Book Value Average
Annual P/E		 Relative P/E Shareholder Return
2026 $0.47 -143.2 ¢ 12.4 ¢ 19 ¢ 100% $0.93 7.82 45.3% 13.8%
2025 $0.40 -107.6 ¢ 8.2 ¢ 19 ¢ 100% $0.92 10.87 77.9% 21.4%
2024 $0.37 -26.8 ¢ 8.6 ¢ 7 ¢ 100% $1.04 11.38 82.4% 1.4%

RMC Historical Financials

2026 2025 2024
Net Interest Income ($M) 192.7 170.5 159.6
Net Interest Margin (%) 1.1 1.1 1.1
Non-Interest Income ($M) 22.3 15.6 -0.7
Cost to Income Ratio (%) 53.6 59.9 61.2
Bad & Doubtful Debts ($M) -29.1 -27.5 -11.6
Income Tax Rate (%) 30.1 29 30.6
Net Profit Before Abs ($M) 49.2 33 34.6
Net Profit After Abs ($M) 49.2 34.6 34.6
Employees ($T)
Shareholders Equity ($M) 367.9 365 416
Total Assets ($M) 17,389.2 16,856.5 15,101
Interest-Earning Assets (%) 99.6 99.4 99.3
Return on Assets (%) 0.3 0.2 0.2
Return on Equity (%) 13.4 9 8.3
Payout Ratio (%) 154 231 81

RMC Cashflow

2026 2025 2024
Interest Received ($M) 1,088 1,098 1,036
Net Operating Cashflow ($M) -569.2 -431.1 -107.5
Net Investing Cashflow ($M) 2 -1,414 -9
Net Financing Cashflow ($M) 518 1,749 -98

RMC Market & Earnings

2026 2025 2024
Market Cap ($M) 322.4 334.2 344
Dividend Yield (%) 23.3 22.5 8.1
Total Operating Income ($M) 185.9 158.6 147.3
EBT Before Abs ($M) 70.6 47.1 50.1

RMC Balance Sheet

2026 2025 2024
Short Term Money ($M) 722.5 775.7 871
Investment Securities ($M) 4.8 4.8 18.65
Due From Banks ($M)
Loans ($M) 16,583 15,975 14,104
Total Earning Assets ($M) 17,310 16,756 14,993
Customer Acceptance ($M)
Fixed Assets ($M) 9.97 13.71 6.29
Other Non Earning Assets ($M) 69 87 101.3
Total Non Earning Assets ($M) 79 100.7 107.5
Total Assets ($M) 17,389 16,857 15,101
Due to Banks ($M)
Bank Acceptance ($M)
Deposits ($M)
Provisions ($M) 5.95 10.17 6.1
Bonds ($M) 16,871 16,309 14,423
Other Liabilities ($M) 143 171.8 249.3
Total Liabilities ($M) 17,019 16,491 14,678
Net Assets ($M) 367.9 365 416

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Data shown on this website is sourced by Morningstar
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