Pepper Money Limited (PPM), an ASX-listed company, is one of the is non-bank lenders in the Australian mortgage and asset finance markets. The Company commenced business in Australia in 2000 as a provider of home loans to consumers who fall outside the lending criteria of traditional bank and non-bank lenders, otherwise known in Australia as the non-conforming or mortgage market.
| ASX Code | PPM |
| Website | http://www.peppermoney.com.au |
| Industry/Sector | Commercial & Residential Mortgage Finance |
| Market Cap ($M) | 750 |
| PPM Share Price | $1.670 |
| Day High | $1.700 |
| Day Low | $1.625 |
| Last Close | $1.670 |
| PPM Share Price Movement | - ( No change ) |
| Distribution Type | Dividend | Franking | Ex-dividend date | Payment date | Current Price+ | Price 7D Avg | Dividend Yield |
|---|---|---|---|---|---|---|---|
| HFResult | 7.8¢ | 100% | 12 Mar 2026 | 14 Apr 2026 | - | - | - |
| Result | 6.4¢ | 100% | 11 Sep 2025 | 10 Oct 2025 | - | - | - |
| Result | 12.5¢ | 100% | 10 Jun 2025 | 16 Jul 2025 | - | - | - |
See all dividends from Pepper Money Limited (PPM) or use our Upcoming Dividends tool to search for dividends across all ASX-listed securities.
| Year to Dec | NPAT | EPS | EPS chg (%) | PER | DPS | Yield (%) | Franking (%) |
|---|---|---|---|---|---|---|---|
| 2027F | C2 | $20.00 | 0.00% | 8.40 | 0.00 | 0.00% | 0.0% |
| 2026F | C2 | $20.00 | -11.60% | 8.40 | 0.00 | 0.00% | 0.0% |
| 2025A | $104.60 | $22.60 | -1.40% | 8.00 | 26.70 | 14.70% | 100.0% |
| Company | Mkt Cap | EPS Growth (%) | P/E (%) | Dividend Yield (%) | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 2025 A | 2026 F | 2027 F | 2025 A | 2026 F | 2027 F | 2025 A | 2026 F | 2027 F | ||
| Australian Finance Group Ltd (AFG) | $424M | 0.2006 | 0.0000 | 0.0000 | 12.3719 | 0.0000 | 0.0000 | 5.80% | 0.00% | 0.00% |
| Helia Group Limited (HLI) | $1,409M | 0.1192 | -0.1656 | -0.1067 | 5.7623 | 6.9058 | 7.7305 | 24.51% | 13.01% | 12.99% |
| Pepper Money Limited (PPM) | $735M | -0.0135 | -0.1162 | 0.0000 | 7.2249 | 8.1750 | 8.1750 | 16.33% | 0.00% | 0.00% |
| Earnings | P/E Ratio | P/B Ratio | P/E Growth | |
|---|---|---|---|---|
| Company | 0.27 | 7.91 | 0.85 | 0.00 |
| Market | 0.32 | 12.80 | 1.12 | 0.58 |
| Sector | 0.29 | 10.86 | 1.06 | 1.02 |
| Name | Position | Start Date |
|---|---|---|
| Mr Mario Rehayem | Chief Executive Officer, Executive Director | 2 May 2018 |
| Mr Michael(Mike) John Cutter | Non-Executive Director | 6 May 2021 |
| Mr James Desmond O'Shea | Non-Executive Director | 6 May 2021 |
| Ms Justine Turnbull | Non-Executive Director | 6 May 2021 |
| Mr Rob Verlander | Non-Executive Director | 6 May 2021 |
| Mr Vaibhav Piplapure | Non-Executive Director | 23 May 2024 |
| Ms Akiko Jackson | Non-Executive Director, Non-Executive Chairman | 6 May 2021 |
| Date of change | Director | Buy/Sell | Security Type | Qty | Trade Price | Value |
|---|---|---|---|---|---|---|
| 9 Apr 2025 | O'SHEA, James | Buy | Direct Shares | 15,000 | $1.319 | $19,785.000 |
| 12 Mar 2025 | REHAYEM, Mario | Issued | Direct Shares | 958,612 | $1.495 | $1,433,508.385 |
| 12 Mar 2025 | REHAYEM, Mario | Exercise | Related Securities | 958,612 | $1.495 | $1,433,508.385 |
See all changes in directors' interest & trades for Pepper Money Limited (PPM) or use our Changes in directors' interest tool to search for changes & trades across all ASX-listed securities.
| Name | Position |
|---|---|
| Ken Spellacy | Chief Executive, Asset Finance |
| Barry Saoud | Chief Executive, Mortgages and Commercial Lending |
| Therese McGrath | Chief Financial Officer |
| Sue Kent | Chief Human Resource Officer |
| Steven Meek | Chief Information Officer |
| Sarah Pikardt | Chief Marketing Officer |
| Michael Vainauskas | Chief Risk Officer |
| Matthew Tinker | Chief Service Officer |
| John Williams | Company Secretary,General Counsel |
| Neil Culkin | Head of Credit and Settlements - Mortgages & Commercial Lending |
| Anthony Moir | Treasurer |
Under ASX rules large investors and investment funds must disclose when they own more than a 5% stake in Pepper Money Limited (PPM). However, you won't necessarily see their names in the company’s annual report, as many trade under nominee names. These shareholders are obliged to provide ongoing substantial notices relating to any change of 1% or more.
| Holding | Name |
|---|---|
| 266,309,851 (60.59%) | Pepper Group ANZ Holdco Limited |
| 50,289,929 (11.43%) | Australiansuper Pty Ltd |
| 22,236,910 (5.05%) | National Nominees Ltd |
| Date | Event |
|---|---|
| 18 February 2027 | Report (Annual) |
| 18 February 2027 | Report (Interim) |
| 18 February 2027 | Report (Prelim) |
| 20 August 2026 | Report (Interim) |
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