InvestSMART

Plenti Group Limited (ASX: PLT) - Financials

Current share price for PLT : $0.755 0.015 (1.95%)+

Plenti Group Limited (PLT) is a fintech lending and investment business which provides loans through its technology. The Company provides automotive, renewable energy and personal loans, and is focused on borrowers with a robust credit profile.

PLT Per Share

Year to Jun Sales Cashflow Earnings Dividends Franking Book Value Average
Annual P/E		 Relative P/E Shareholder Return
2026 $1.61 25.9 ¢ 7.5 ¢ 0 ¢ 0% $0.49 14.33 68.9% -3.1%
2025 $5.42 137.3 ¢ 52.7 ¢ 0 ¢ 0% $0.24 1.38 9.9% 24.4%
2024 $1.20 22.8 ¢ -8.5 ¢ 0 ¢ 0% $0.15 0 0% 72.4%

PLT Capital Structure

Total Debt Interest Long Term Debt Percent Debt Preferred Stock Share Equity Percent Equity
$3,034,624 $158,721 $3,034,624 97% $0.00 $88,729 3%
Note: All dollars in thousands ('000) for the table above

PLT Historical Financials

2026 2025 2024
Revenue ($M) 305.4 254.5 207.2
Operating Margin (%) 58.4 4.7 -3.3
Depreciation ($M) -1.6 -1.6 -1.5
Amortisation ($M)
Net Profit Before Abs ($M) 14.3 24.8 -14.7
Net Profit After Abs ($M) 14.3 24.8 -14.7
Income Tax Rate (%) 20.1 -269.3 -26.5
Net Profit Margin (%) 4.7 9.7 -7.1
Employees ($T)
Long Term Debt ($M) 3,034.6 2,563.6 2,187.6
Shareholders Equity ($M) 88.7 42.5 26.3
Return on Capital (%) 4 1 -1
Return on Equity (%) 16.1 58.2 -55.9
Payout Ratio (%)

PLT Cashflow

2026 2025 2024
Customer Receipts ($M)
Net Operating Cashflow ($M) 49.1 64.5 39.2
Net Investing Cashflow ($M) -454 -409 -386
Net Financing Cashflow ($M) 470 372 352

PLT Market & Earnings

2026 2025 2024
Market Cap ($M) 144 144 114
Net Gearing (%) 3,147.8 5,610.5 7,746.1
Net Interest Cover (%) 1.11 2.79 -2.51
Dividend Yield (%)
NTA Per Share ($) 0.49 0.24 0.15
EBITDA ($M) 178.23 12.04 -6.77
EBIT ($M) 176.62 10.45 -8.31
EBT Before Abs ($M) 17.9 6.7 -11.62

PLT Balance Sheet

2026 2025 2024
Cash ($M) 241.6 176.4 148.9
Debtors ($M) 1.28 1.08 0.11
Other Debtors ($M) 2,889 2,425 2,064
Prepayments ($M) 28.2 24.8 25.3
Inventories ($M)
Current Investments ($M) 33.88 2.43 12.77
Other Current Assets ($M) 11.2 1.34 3.83
Total Current Assets ($M) 3,205 2,631 2,255
Receivables ($M)
Inventories ($M)
Property, Plant & Equipment ($M) 8.57 8.06 7.83
Accumulated Depreciation ($M) -7.25 -5.64 -4.05
Intangibles ex. Goodwill ($M)
Goodwill ($M)
Future Income Tax Benefit ($M) 23.4
Non-Current Investments ($M)
Other Non-Current Assets ($M)
Total Non-Current Assets ($M) 1.33 25.82 3.78
Total Assets ($M) 3,206 2,657 2,259
Accounts Payable ($M) 8.35 14.43 5.34
Provisions ($M) 10.5 4.79
Short Term Debt ($M)
Other Current Liabilities ($M) 71.5 23.6 32.4
Total Current Liabilities ($M) 79.9 48.5 42.6
Creditors ($M)
Long Term Debt ($M) 3,035 2,564 2,188
Provisions ($M) 2.82 2.37 6.85
Other Non-Current Liabilities ($M)
Total Non-Current Liabilities ($M) 3,037 2,566 2,194
Total Liabilities ($M) 3,117 2,614 2,237
Share Capital ($M) 115.9 112 110.8
Reserves ex. Share Premium ($M) 33.67 5.67 15.43
Share Premium Reserve ($M)
Retained Profits ($M) -60.8 -75.1 -99.9
Other Shareholders Equity ($M)
Convertible Equity ($M)
Outside Equity Interest ($M)
Total Shareholders Equity ($M) 88.7 42.5 26.3

DISCLOSURE: InvestSMART Group Limited employees may have an interest in the securities and managed funds displayed via this service. Please refer to our Financial Services Guide for more information.

Data shown on this website is sourced by Morningstar
© Morningstar. All rights reserved. Neither any Morningstar company nor any of their content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. Any general advice has been prepared by Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or Morningstar Research Limited, subsidiaries of Morningstar, Inc, without reference to your objectives, financial situation or needs. You should consider the advice in light of these matters and, if applicable, the relevant Product Disclosure Statement (in respect of Australian products) or Investment Statement (in respect of New Zealand products) before making any decision to invest. No Morningstar-affiliated company or any of their employees is providing you with personalised financial advice. To obtain advice tailored to your particular circumstances, please contact a professional financial adviser. Some material is copyright and published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Data and content is provided for personal use only.