InvestSMART

Perpetual Credit Income Trust (ASX: PCI) - Financials

- Current share price for PCI : $1.085

Perpetual Credit Income Trust (PCI) is an ASX-listed company and is not held by any exchange traded funds (ETFs). It offers investors a monthly income solution through its target returns of RBA Cash Rate plus 3.25% p.a. (net of fees) through the economic cycle. PCI invests in a portfolio of credit and fixed income assets diversified by country, asset type, credit quality, loan maturity and issuer. PCI typically holds a portfolio of approximately 50 to 100 assets

PCI Per Share

Year to Jun Sales Cashflow Earnings Dividends Franking Book Value Average
Annual P/E		 Relative P/E Shareholder Return
2026 -38.2 ¢ 7.6 ¢ 7.9 ¢ 0% $1.09 0 99.1% -1.2%
2025 -8.6 ¢ 7.7 ¢ 8.2 ¢ 0% $1.08 0 106% 12.6%
2024 9.1 ¢ 10.4 ¢ 8.7 ¢ 0% $1.08 0 73.4% 28.2%

PCI Historical Financials

2026 2025 2024
Investment Income ($M) 54.6 45.6 39.1
Other Income ($M) 0.2
Management Expense Ratio (%) 0.1 0.1 0.1
Net Profit Before Abs ($M) 47.8 37.5 42.3
Net Profit After Abs ($M) 47.8 37.5 42.3
Shareholders Equity ($M) 799.4 532.8 441.4
Return on Equity (%) 6 7 9.6
Payout Ratio (%) 104 106 84

PCI Cashflow

2026 2025 2024
Customer Receipts ($M) 454 453 119
Net Operating Cashflow ($M) -240.1 -42.2 37.2
Net Investing Cashflow ($M)
Net Financing Cashflow ($M) 224 52 -34

PCI Market & Earnings

2026 2025 2024
Market Cap ($M) 797.1 581.5 457.4
Net Gearing (%) -0.4 -3.7 -2.3
Net Interest Cover (%)
Dividend Yield (%) 7.3 6.9 7.8
NTA Per Share ($) 1.09 1.09 1.1
EBT Before Abs ($M) 47.8 37.5 42.3

PCI Balance Sheet

2026 2025 2024
Cash ($M)3.26 19.84 10.15
Current Investments ($M)
Receivables ($M)8.66 16.36 9.17
Other Current Assets ($M)3.3 1.08
Total Current Assets ($M)15.2 37.3 19.3
Non-Current Investments ($M)796.4 499.9 428
Property ($M)
Other Non-Current Assets ($M)0.56 0.06 1.12
Total Non-Current Assets ($M)796.9 500 429.1
Total Assets ($M)812.1 537.2 448.4
Creditors ($M)2.38 0.38 1.23
Provisions ($M)8.44 3.71 5.65
Deferred Taxes ($M)
Other Current Liabilities ($M)1.9 0.34 0.16
Total Current Liabilities ($M)12.71 4.44 7.04
Borrowings ($M)
Other Non-Current Liabilities ($M)
Total Non-Current Liabilities ($M)
Total Liabilities ($M)12.71 4.44 7.04
Shareholders Equity ($M)799.4 532.8 441.4

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Data shown on this website is sourced by Morningstar
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