Liberty Financial Group (ASX: LFG) - Financials

Current share price for LFG : $3.230 0.02 (0.62%)⁺

Liberty Financial Group Limited (LFG) is an ASX-listed company and is held by a number of exchange traded funds (ETFs). It is a finance company in Australia and New Zealand. Its businesses include residential and commercial mortgages, motor vehicle finance, personal loans, business loans, broking services, general insurance and investments. Liberty has raised more than $51 billion in global capital markets. Since 1997, Liberty has helped more than 850,000 customers get financial.

LFG Per Share

Year to Jun	Sales	Cashflow	Earnings	Dividends	Franking	Book Value	Average Annual P/E	Relative P/E	Shareholder Return
2026	$4.74	-96 ¢	56.2 ¢	37.5 ¢	0%	$3.88	6.83	46.5%	10%
2025	$4.91	38.9 ¢	44.1 ¢	51.9 ¢	0%	$3.94	7.83	56.1%	-0.8%
2024	$4.80	-306.2 ¢	40.2 ¢	25 ¢	0%	$3.95	9.8	70.9%	10.2%

LFG Capital Structure

Total Debt	Interest	Long Term Debt	Percent Debt	Preferred Stock	Share Equity	Percent Equity
$15,149,058	$1,077,302	$8,284,179	88%	$0.00	$1,179,143	12%

Note: All dollars in thousands ('000) for the table above

LFG Historical Financials

	2026	2025	2024
Revenue ($M)	1,439	1,490.5	1,457.4
Operating Margin (%)	89.1	87.8	87
Depreciation ($M)	-7.8	-6.7	-6.9
Amortisation ($M)	-13	-13	-13
Net Profit Before Abs ($M)	170.6	133.8	122
Net Profit After Abs ($M)	143.6	134	115.8
Income Tax Rate (%)	8.3	10.8	14.1
Net Profit Margin (%)	11.8	9	8.4
Employees ($T)	0.5	0.5	0.5
Long Term Debt ($M)	8,284.2	9,850.6	10,904
Shareholders Equity ($M)	1,179.1	1,196.4	1,198.6
Return on Capital (%)	10	8	7
Return on Equity (%)	14.5	11.2	10.2
Payout Ratio (%)	67	118	62

LFG Cashflow

	2026	2025	2024
Customer Receipts ($M)
Net Operating Cashflow ($M)	-291.5	118.1	-929.7
Net Investing Cashflow ($M)	31	26	30
Net Financing Cashflow ($M)	197	-196	498

LFG Market & Earnings

	2026	2025	2024
Market Cap ($M)	981	1,014	1,142
Net Gearing (%)	1,205	1,158.6	1,145.1
Net Interest Cover (%)	1.17	1.13	1.13
Dividend Yield (%)	11.6	15.5	6.7
NTA Per Share ($)	3.13	3.18	3.14
EBITDA ($M)	1,282	1,309	1,268
EBIT ($M)	1,261	1,289	1,248
EBT Before Abs ($M)	183.9	149.3	140.4

LFG Balance Sheet

	2026	2025	2024
Cash ($M)	825	887.9	940.4
Debtors ($M)
Other Debtors ($M)	195.6	262.6	280.8
Prepayments ($M)
Inventories ($M)
Current Investments ($M)	724.8	677.1	660
Other Current Assets ($M)
Total Current Assets ($M)	1,745	1,828	1,881
Receivables ($M)
Inventories ($M)
Property, Plant & Equipment ($M)	30.9	18.5	23.5
Accumulated Depreciation ($M)
Intangibles ex. Goodwill ($M)	186.9	199.6	212.2
Goodwill ($M)	40.5	32.5	32.5
Future Income Tax Benefit ($M)	98.8	91.7	82.2
Non-Current Investments ($M)	14,582	14,073	14,074
Other Non-Current Assets ($M)
Total Non-Current Assets ($M)	14,939	14,415	14,424
Total Assets ($M)	16,685	16,243	16,306
Accounts Payable ($M)	130.7	160	147.5
Provisions ($M)	85.6	49.6	192.1
Short Term Debt ($M)	6,865	4,860	3,730
Other Current Liabilities ($M)
Total Current Liabilities ($M)	7,081	5,070	4,070
Creditors ($M)	43.3	43	43.5
Long Term Debt ($M)	8,284	9,851	10,904
Provisions ($M)	87.3	86.4	92.8
Other Non-Current Liabilities ($M)
Total Non-Current Liabilities ($M)	8,415	9,980	11,040
Total Liabilities ($M)	15,496	15,050	15,110
Share Capital ($M)	719	719	719
Reserves ex. Share Premium ($M)	-134.3	-132.9	-108.8
Share Premium Reserve ($M)
Retained Profits ($M)	594.5	610.3	588.4
Other Shareholders Equity ($M)
Convertible Equity ($M)
Outside Equity Interest ($M)	9.62	-3.37	-2.73
Total Shareholders Equity ($M)	1,189	1,193	1,196

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