Judo Capital Holdings Limited (ASX: JDO) - Financials

Current share price for JDO : $0.920 0.01 (1.08%)⁺

Judo Capital Holdings Limited (JDO) is an ASX-listed company and is held by a number of exchange traded funds (ETFs). It is Australia's business bank, dedicated to backing Small and Medium Enterprises (SMEs). It has one segment, being SME lending, which operates solely within Australia.

JDO Per Share

Year to Jun	Sales	Cashflow	Earnings	Franking	Book Value	Average Annual P/E	Relative P/E	Shareholder Return
2026	$0.34	21.3 ¢	9.2 ¢	0%	$1.58	17.5	119.2%	-39.9%
2025	$0.29	11.5 ¢	7.3 ¢	0%	$1.51	23.3	167.3%	24.2%
2024	$0.28	56 ¢	6.7 ¢	0%	$1.41	17	123.3%	6.3%

JDO Historical Financials

	2026	2025	2024
Net Interest Income ($M)	500.6	407.3	386
Net Interest Margin (%)	3.1	2.9	3.1
Non-Interest Income ($M)	21.8	15.6	10.7
Cost to Income Ratio (%)	42.5	49.7	51.3
Bad & Doubtful Debts ($M)	-117.7	-75.5	-70.1
Income Tax Rate (%)	33.9	31.2	33
Net Profit Before Abs ($M)	111.1	86.4	76.5
Net Profit After Abs ($M)	111.1	86.4	69.9
Employees ($T)	0.6	0.6	0.5
Shareholders Equity ($M)	1,772.2	1,686.6	1,565.3
Total Assets ($M)	17,525.1	14,978.2	13,196.6
Interest-Earning Assets (%)	99	98.9	98.5
Return on Assets (%)	0.6	0.6	0.6
Return on Equity (%)	6.3	5.1	4.9
Payout Ratio (%)

JDO Cashflow

	2026	2025	2024
Interest Received ($M)	1,182	1,070	906
Net Operating Cashflow ($M)	257.1	136.6	641.9
Net Investing Cashflow ($M)	-460	-21	796
Net Financing Cashflow ($M)	122	-31	-1,375

JDO Market & Earnings

	2026	2025	2024
Market Cap ($M)	1,054	1,749	1,398
Dividend Yield (%)	0.0	0.0	0.0
Total Operating Income ($M)	404.7	347.4	326.6
EBT Before Abs ($M)	168.1	125.6	110.9

JDO Balance Sheet

	2026	2025	2024
Short Term Money ($M)	781.2	862.1	777.4
Investment Securities ($M)	2,062	1,612	1,607
Due From Banks ($M)
Loans ($M)	14,505	12,334	10,619
Total Earning Assets ($M)	17,348	14,808	13,004
Customer Acceptance ($M)
Fixed Assets ($M)	6.5	7	8.6
Other Non Earning Assets ($M)	170.5	162.7	184
Total Non Earning Assets ($M)	177	169.7	192.6
Total Assets ($M)	17,525	14,978	13,197
Due to Banks ($M)
Bank Acceptance ($M)
Deposits ($M)	12,206	9,879	8,227
Provisions ($M)	104.1	90	80.9
Bonds ($M)	3,240	3,119	3,147
Other Liabilities ($M)	202.9	203.1	176.5
Total Liabilities ($M)	15,753	13,292	11,631
Net Assets ($M)	1,772	1,687	1,565

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Data shown on this website is sourced by Morningstar
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