Insurance Australia Group Limited (ASX: IAG) - Financials

Current share price for IAG : $8.050 0.07 (0.86%)⁺

Insurance Australia Group Limited (IAG) is an ASX-listed company and is held by a number of exchange traded funds (ETFs). It is a Company engaged in underwriting of general insurance risks and investment management.

IAG Per Share

Year to Jun	Cashflow	Earnings	Dividends	Franking	Book Value	Average Annual P/E	Relative P/E	Shareholder Return
2026	43.6 ¢	42.8 ¢	32 ¢	59%	$3.09	18.4	105.9%	-6.8%
2025	55.9 ¢	56.1 ¢	31 ¢	52%	$3.10	14.2	101.7%	31.3%
2024	72.6 ¢	36.2 ¢	27 ¢	46%	$2.81	16.6	120.2%	29.2%

IAG Historical Financials

	2026	2025	2024
Net Earned Premium ($M)	10,523	9,984	9,244
Claims Expense ($M)	1,370	763	874
Underwriting Profit ($M)	7,969	6,867	6,609
Net Loss Ratio (%)	-13	-7.6	-9.4
Net Expense Ratio (%)	37.3	38.9	38
Combined Ratio (%)	24.3	31.2	28.5
Investment Income ($M)	924	966	838
Unrealised Gains & Losses ($M)
Net Profit Before Abs ($M)	1,022	1,359	898
Net Profit After Abs ($M)	1,022	1,359	898
Income Tax Rate (%)	30	30.6	30.7
Employees ($T)
Shareholders Equity ($M)	7,232	7,329	6,660
Return on Equity (%)	14.1	18.5	13.5
Payout Ratio (%)	75	55	74

IAG Cashflow

	2026	2025	2024
Premiums Received ($M)	17,977	16,764	15,397
Net Operating Cashflow ($M)	1,042	1,352	1,800
Net Investing Cashflow ($M)	-352	38	-628
Net Financing Cashflow ($M)	-843	-982	-682

IAG Market & Earnings

	2026	2025	2024
Market Cap ($M)	18,914	21,356	16,922
Dividend Yield (%)	4	3.4	3.8
NTA Per Share ($)	1.22	1.44	1.22
EBT Before Abs ($M)	1,739	2,213	1,491
Solvency (%)	62.9	68.8	67.1

IAG Balance Sheet

	2026	2025	2024
Cash ($M)	623	703	631
Receivables ($M)
Investments ($M)
Other Current Assets ($M)	15	96	66
Total Current Assets ($M)	8,484	8,072	7,892
Receivables ($M)
Investments ($M)	13,884	13,460	12,891
Property, Plant & Equipment ($M)	519	517	520
Other Non-Current Assets ($M)	4,712	4,260	4,314
Total Non-Current Assets ($M)	19,115	18,237	17,725
Total Assets ($M)	27,599	26,309	25,617
Current Unearned Premium ($M)
Claims Outstanding ($M)	14,906	13,846	13,919
Current Accounts Payable ($M)	722	844	983
Short Term Debt ($M)	85	81	70
Current Provisions ($M)	609	696	508
Other Current Liabilities ($M)
Total Current Liabilities ($M)	16,322	15,467	15,480
Non-Current Unearned Premium ($M)
Claims Outstanding ($M)
Non-Current Accounts Payable ($M)
Long Term Debt ($M)	3,158	2,876	2,867
Non-Current Provisions ($M)	259	161	132
Other Non-Current Liabilities ($M)	16	19	21
Total Non-Current Liabilities ($M)	3,433	3,056	3,020
Total Liabilities ($M)	19,755	18,523	18,500
Net Assets ($M)	7,232	7,329	6,660
Outside Equity ($M)	612	457	457

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