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Commonwealth Bank of Australia (ASX: CBA) - Financials

Current share price for CBA : $160.420 0.16 (0.10%)+

Commonwealth Bank of Australia (CBA) is an ASX-listed company and is held by a number of exchange traded funds (ETFs). It focus on providing retail and commercial banking services predominantly in Australia, and in New Zealand through its subsidiary ASB. The products and services are provided through divisions namely Retail Banking Services, Business Banking, Institutional Banking and Markets, and ASB New Zealand.

CBA Per Share

Year to Jun Sales Cashflow Earnings Dividends Franking Book Value Average
Annual P/E		 Relative P/E Shareholder Return
2026 $17.70 -388.4 ¢ 657.7 ¢ 505 ¢ 100% $47.00 25.5 146.7% -8.3%
2025 $16.70 -49.3 ¢ 616.5 ¢ 485 ¢ 100% $47.10 24.7 176.8% 49.8%
2024 $15.70 -1521.4 ¢ 569.3 ¢ 465 ¢ 100% $43.70 19.3 139.8% 32.4%

CBA Historical Financials

2026 2025 2024
Net Interest Income ($M) 25,586 23,917 22,716
Net Interest Margin (%) 1.9 1.9 1.9
Non-Interest Income ($M) 4,888 4,715 4,540
Cost to Income Ratio (%) 43.3 43.3 43.5
Bad & Doubtful Debts ($M) -788 -726 -802
Income Tax Rate (%) 30 30.3 31.2
Net Profit Before Abs ($M) 11,012 10,322 9,587
Net Profit After Abs ($M) 10,866 10,116 9,394
Employees ($T) 51.7 51.3 48.9
Shareholders Equity ($M) 78,704 78,776 73,088
Total Assets ($M) 1,452,456 1,353,799 1,254,076
Interest-Earning Assets (%) 96.1 96.3 96.3
Return on Assets (%) 0.8 0.8 0.8
Return on Equity (%) 14 13.1 13.1
Payout Ratio (%) 77 79 82

CBA Cashflow

2026 2025 2024
Interest Received ($M) 64,168 64,196 59,431
Net Operating Cashflow ($M) -6,503 -825 -25,623
Net Investing Cashflow ($M) -1,908 -329 -1,114
Net Financing Cashflow ($M) 4,617 7,591 -33,252

CBA Market & Earnings

2026 2025 2024
Market Cap ($M) 275,485 309,172 213,181
Dividend Yield (%) 3.1 2.6 3.6
Total Operating Income ($M) 29,686 27,906 26,454
EBT Before Abs ($M) 15,711 14,813 13,905

CBA Balance Sheet

2026 2025 2024
Short Term Money ($M) 48,453 54,381 47,321
Investment Securities ($M) 261,726 233,459 212,805
Due From Banks ($M) 5,967 7,604 5,862
Loans ($M) 1,079,452 1,007,756 942,210
Total Earning Assets ($M) 1,395,598 1,303,200 1,208,198
Customer Acceptance ($M)
Fixed Assets ($M) 3,606 3,563 3,676
Other Non Earning Assets ($M) 53,252 47,036 42,202
Total Non Earning Assets ($M) 56,858 50,599 45,878
Total Assets ($M) 1,452,456 1,353,799 1,254,076
Due to Banks ($M) 34,733 27,956 24,633
Bank Acceptance ($M)
Deposits ($M) 998,117 928,850 879,142
Provisions ($M) 3,642 3,675 3,522
Bonds ($M) 271,400 252,588 212,357
Other Liabilities ($M) 65,860 61,954 61,334
Total Liabilities ($M) 1,373,752 1,275,023 1,180,988
Net Assets ($M) 78,704 78,776 73,088

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Data shown on this website is sourced by Morningstar
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