InvestSMART

BSP Financial Group Limited (ASX: BFL) - Financials

- Current share price for BFL : $7.600

BSP Financial Group Limited (BFL) is an ASX-listed company and is not held by any exchange traded funds (ETFs). It is a Company engaged in provision of commercial banking and financial services throughout Papua New Guinea (PNG) and the Asia Pacific region.

BFL Per Share

Year to Jun Sales Cashflow Earnings Dividends Franking Book Value Average
Annual P/E		 Relative P/E Shareholder Return
2025 $2.98 438.1 ¢ 106.1 ¢ 79.5 ¢ 0% $4.68 7.28 52.2% 33.1%
2024 $2.80 44.2 ¢ 97.2 ¢ 70.2 ¢ 0% $4.18 6.47 46.8% 32.5%
2023 $2.39 158.5 ¢ 80.6 ¢ 60.5 ¢ 0% $3.84 6.3 46.3% 24.9%

BFL Historical Financials

2025 2024 2023
Net Interest Income ($M) 906.2 830.7 780.1
Net Interest Margin (%) 5.6 5.6 5.5
Non-Interest Income ($M) 534.5 469.2 413.4
Cost to Income Ratio (%) 41.3 38.5 36.9
Bad & Doubtful Debts ($M) -48.6 7.7 -77
Income Tax Rate (%) 36 43.1 42.7
Net Profit Before Abs ($M) 495.6 453.9 376.5
Net Profit After Abs ($M) 495.6 438.8 376.4
Employees ($T)
Shareholders Equity ($M) 2,186.1 1,952.9 1,794
Total Assets ($M) 18,175.8 15,697.6 15,624.9
Interest-Earning Assets (%) 95.8 95.5 95.4
Return on Assets (%) 2.7 2.9 2.4
Return on Equity (%) 22.7 23.2 21
Payout Ratio (%) 75 72 75

BFL Cashflow

2025 2024 2023
Interest Received ($M) 1,027 880 766
Net Operating Cashflow ($M) 2,046.2 206.6 740.6
Net Investing Cashflow ($M) -1,453 161 -577
Net Financing Cashflow ($M) -340 -287 -460

BFL Market & Earnings

2025 2024 2023
Market Cap ($M) 3,853 3,112 2,532
Dividend Yield (%) 7.4 9.4 10.5
Total Operating Income ($M) 1,392 1,308 1,116
EBT Before Abs ($M) 773.8 786.9 656.9

BFL Balance Sheet

2025 2024 2023
Short Term Money ($M) 1,745 1,421 1,398
Investment Securities ($M) 3,618 3,452 3,170
Due From Banks ($M) 2,154 2,169 1,954
Loans ($M) 9,895 7,944 8,379
Total Earning Assets ($M) 17,412 14,987 14,902
Customer Acceptance ($M)
Fixed Assets ($M) 480.4 442.6 437.5
Other Non Earning Assets ($M) 283.7 267.9 285.8
Total Non Earning Assets ($M) 764.1 710.5 723.3
Total Assets ($M) 18,176 15,698 15,625
Due to Banks ($M) 90.5 110 153.8
Bank Acceptance ($M)
Deposits ($M) 14,442 12,298 12,616
Provisions ($M) 175.9 127.2 113.1
Bonds ($M) 109.5 113.3 118.3
Other Liabilities ($M) 1,156.9 1,081.8 829.6
Total Liabilities ($M) 15,975 13,730 13,831
Net Assets ($M) 2,186 1,953 1,794

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Data shown on this website is sourced by Morningstar
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